Carver Federal Savings Bank
New York, NY
IDRSSD: 268677
Total Assets
$702.91M
Latest filing
Total Deposits
$632.31M
Latest filing
Net Interest Margin
3.33%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Carver Federal Savings Bank
75 W 125th St
New York, NY 10027
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1948FDIC Certificate 43228
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Carver Federal Savings Bank (Main) | 75 W 125th St | New York, NY |
| BEDFORD-STUYVESANT BRANCH | 1392 Fulton St | Brooklyn, NY |
| CROWN HEIGHTS BRANCH | 1009 Nostrand Ave | Brooklyn, NY |
| ST. ALBANS BRANCH | 11502 Merrick Blvd | Jamaica, NY |
| MALCOLM X BOULEVARD BRANCH | 142 Malcolm X Blvd | New York, NY |
| ATLANTIC TERMINAL BRANCH | 4 Hanson Pl | Brooklyn, NY |
| FLATBUSH BRANCH | 833 Flatbush Ave | Brooklyn, NY |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1948 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 10027 |
| State and County Number | 36061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 105 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | http://www.Carverbank.com |
| Data Updated | 11/14/2025 |
| CERT | 30394 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $702.91M |
| Total Deposits | $632.31M |
| Total Liabilities | $652.26M |
| Total Equity Capital | $50.66M |
| Net Income | $-1,857,000 |
| Net Loans and Leases | $586.80M |
| Assets Per Employee ($Millions) | $7.32M |
| Bank Premises and Fixed Assets | $8.89M |
| Cash and Balances due from Depository Institutions | $40.74M |
| Deposits Held in Domestic Offices | $632.31M |
Key Performance Ratios
| Return on Assets (ROA) | -1.05% |
| Return on Equity (ROE) | -14.52% |
| Net Interest Margin | 3.33% |
| Efficiency Ratio | 127.97% |
| Tier 1 Risk-Based Capital Ratio | 10.389% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.01% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.206% |
| Earning Assets to total Assets | 95.45% |
Income and Expense
| Total Interest Income | $8.80M |
| Total Noninterest Income | $1.04M |
| Total Interest Expense | $3.15M |
| Total Noninterest Expense | $8.56M |
| Net Interest Income | $5.65M |
| Pre-tax Net Operating Income | $-1,857,000 |
| Provision for Credit Losses | $-14,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $52.00k |
| Other borrowed funds | $9.14M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.81M |
| Total Liabilities and Capital | $702.91M |
Securities
| Securities | $45.72M |
| Available-for-sale debt securities | $44.07M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.65M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Carver Federal Savings Bank?
$702.91M as of the latest filing.
How much are Carver Federal Savings Bank's total deposits?
$632.31M in total deposits.
Where is Carver Federal Savings Bank located?
New York, NY.
What is the Net Interest Margin?
3.33%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1948.
What is the Return on Assets (ROA)?
-1.05%.
How much are total loans and leases?
$586.80M (latest filing).
What is the total interest income (latest filing)?
$8.80M.