Interaudi Bank

New York, NY
IDRSSD: 538802
Total Assets
$2.63B
Latest filing
Total Deposits
$2.30B
Latest filing
Net Interest Margin
3.01%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

026006237NEW YORK, NY

Key People

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Locations

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Main Office
Interaudi Bank
19 E 54th St
New York, NY 10022
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/14/1983FDIC Certificate 17037

Branches (1)

Page 1 of 1
NameAddressCity / State
Interaudi Bank (Main)19 E 54th StNew York, NY
MAIMI BRANCH78 Sw 7th StMiami, FL
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date06/14/1983
Community BankYes
Ownership TypeNot Mutual
ZIP10022
State and County Number36061
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees157
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/14/1983
Primary Insurance AgencyDIF
Websitewww.interaudibank.com
Data Updated01/30/2026
CERT24516
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.63B
Total Deposits$2.30B
Total Liabilities$2.37B
Total Equity Capital$266.01M
Net Income$7.63M
Net Loans and Leases$1.52B
Assets Per Employee ($Millions)$17.08M
Bank Premises and Fixed Assets$27.91M
Cash and Balances due from Depository Institutions$543.54M
Deposits Held in Domestic Offices$2.30B

Key Performance Ratios

Return on Assets (ROA)1.19%
Return on Equity (ROE)11.66%
Net Interest Margin3.01%
Efficiency Ratio52.84%
Tier 1 Risk-Based Capital Ratio265,906%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.01%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.11%
Earning Assets to total Assets97.51%

Income and Expense

Total Interest Income$32.72M
Total Noninterest Income$3.83M
Total Interest Expense$13.88M
Total Noninterest Expense$11.98M
Net Interest Income$18.84M
Pre-tax Net Operating Income$10.64M
Provision for Credit Losses$50.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$6.51M
Other borrowed funds$29.10M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$37.26M
Total Liabilities and Capital$2.63B

Securities

Securities$504.50M
Available-for-sale debt securities$373.72M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$125.57M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Interaudi Bank?
$2.63B as of the latest filing.
How much are Interaudi Bank's total deposits?
$2.30B in total deposits.
Where is Interaudi Bank located?
New York, NY.
What is the Net Interest Margin?
3.01%.
How many domestic offices does it operate?
2.
When was it established?
06/14/1983.
What is the Return on Assets (ROA)?
1.19%.
How much are total loans and leases?
$1.52B (latest filing).
What is the total interest income (latest filing)?
$32.72M.