Bank of 1889
Berryville, AR
IDRSSD: 864846
Total Assets
$313.85M
Latest filing
Total Deposits
$274.18M
Latest filing
Net Interest Margin
6.46%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank of 1889
305 Public Sq
Berryville, AR 72616
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/18/1889FDIC Certificate 2509
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bank of 1889 (Main) | 305 Public Sq | Berryville, AR |
| CARROLL CENTER BRANCH | 910 W Trimble Ave | Berryville, AR |
| EUREKA SPRINGS OFFICE | 149 Huntsville Rd | Eureka Springs, AR |
| GREEN FOREST BRANCH | 604 W Main St | Green Forest, AR |
| WEST 62 BRANCH | 1004 W Trimble Ave | Berryville, AR |
| MARSHALL BRANCH | 620 Highway 65 N | Marshall, AR |
| HUNTSVILLE BRANCH | 403 W Main St | Huntsville, AR |
| HARRISON BRANCH | 204 East Rush | Harrison, AR |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/18/1889 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72616 |
| State and County Number | 05015 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 95 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.1889.bank |
| Data Updated | 11/14/2025 |
| CERT | 3854 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $313.85M |
| Total Deposits | $274.18M |
| Total Liabilities | $277.29M |
| Total Equity Capital | $36.56M |
| Net Income | $1.70M |
| Net Loans and Leases | $251.50M |
| Assets Per Employee ($Millions) | $3.37M |
| Bank Premises and Fixed Assets | $10.62M |
| Cash and Balances due from Depository Institutions | $7.55M |
| Deposits Held in Domestic Offices | $274.18M |
Key Performance Ratios
| Return on Assets (ROA) | 2.19% |
| Return on Equity (ROE) | 19.02% |
| Net Interest Margin | 6.46% |
| Efficiency Ratio | 62.8% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.649% |
| Earning Assets to total Assets | 92.8% |
Income and Expense
| Total Interest Income | $5.36M |
| Total Noninterest Income | $355.00k |
| Total Interest Expense | $703.00k |
| Total Noninterest Expense | $3.15M |
| Net Interest Income | $4.66M |
| Pre-tax Net Operating Income | $1.70M |
| Provision for Credit Losses | $167.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $121.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $23.98M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.11M |
| Total Liabilities and Capital | $313.85M |
Securities
| Securities | $15.60M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $15.60M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank of 1889?
$313.85M as of the latest filing.
How much are Bank of 1889's total deposits?
$274.18M in total deposits.
Where is Bank of 1889 located?
Berryville, AR.
What is the Net Interest Margin?
6.46%.
How many domestic offices does it operate?
11.
When was it established?
02/18/1889.
What is the Return on Assets (ROA)?
2.19%.
How much are total loans and leases?
$251.50M (latest filing).
What is the total interest income (latest filing)?
$5.36M.