Today's Bank
Huntsville, AR
IDRSSD: 1879016
Total Assets
$337.11M
Latest filing
Total Deposits
$289.65M
Latest filing
Net Interest Margin
3.70%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Today's Bank
432 Harmony Rd
Huntsville, AR 72740
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/26/1991FDIC Certificate 47176
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Today's Bank (Main) | 432 Harmony Rd | Huntsville, AR |
| MOTOR BRANCH | 5th And Main Streets | Mulberry, AR |
| FAYETTEVILLE BRANCH | 300 N College Ave | Fayetteville, AR |
| ALMA BRANCH | 115 Highway 71 N | Alma, AR |
| WEST MAIN STREET BRANCH | 312 W Main St | Huntsville, AR |
| FIESTA SQUARE BRANCH | 2971 N College Ave | Fayetteville, AR |
| OZARK CENTER POINT PLACE BRANCH | 5178 W Sunset Ave | Springdale, AR |
| VAN BUREN BRANCH | 615 E Pointer Trl | Van Buren, AR |
Showing 7 of 10
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/26/1991 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72740 |
| State and County Number | 05087 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Fayetteville-Springdale-Rogers, AR |
Operational Info
| Number of Employees | 73 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/23/2020 |
| Date of Deposit Insurance | 07/26/1991 |
| Primary Insurance Agency | DIF |
| Website | www.todaysbank.com |
| Data Updated | 11/14/2025 |
| CERT | 33470 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $337.11M |
| Total Deposits | $289.65M |
| Total Liabilities | $311.43M |
| Total Equity Capital | $25.69M |
| Net Income | $519.00k |
| Net Loans and Leases | $220.61M |
| Assets Per Employee ($Millions) | $4.68M |
| Bank Premises and Fixed Assets | $9.53M |
| Cash and Balances due from Depository Institutions | $27.97M |
| Deposits Held in Domestic Offices | $289.65M |
Key Performance Ratios
| Return on Assets (ROA) | 0.61% |
| Return on Equity (ROE) | 8.41% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 83.37% |
| Tier 1 Risk-Based Capital Ratio | 14.003% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.62% |
| Earning Assets to total Assets | 93.33% |
Income and Expense
| Total Interest Income | $5.19M |
| Total Noninterest Income | $174.00k |
| Total Interest Expense | $2.24M |
| Total Noninterest Expense | $2.60M |
| Net Interest Income | $2.95M |
| Pre-tax Net Operating Income | $519.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $662.00k |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $6.78M |
| Total Liabilities and Capital | $337.11M |
Securities
| Securities | $69.18M |
| Available-for-sale debt securities | $69.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Today's Bank?
$337.11M as of the latest filing.
How much are Today's Bank's total deposits?
$289.65M in total deposits.
Where is Today's Bank located?
Huntsville, AR.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
12.
When was it established?
07/26/1991.
What is the Return on Assets (ROA)?
0.61%.
How much are total loans and leases?
$220.61M (latest filing).
What is the total interest income (latest filing)?
$5.19M.