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Merchants & Planters' Bank

Newport, AR
IDRSSD: 99143
Total Assets
$352.94M
Latest filing
Total Deposits
$315.47M
Latest filing
Net Interest Margin
4.09%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/06/1946
Community BankYes
Ownership TypeNot Mutual
ZIP72112
State and County Number05067
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees81
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/06/1946
Primary Insurance AgencyDIF
Websitehttp://www.mandp.bank
Data Updated11/14/2025
CERT16464
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$352.94M
Total Deposits$315.47M
Total Liabilities$321.06M
Total Equity Capital$31.88M
Net Income$924.00k
Net Loans and Leases$178.33M
Assets Per Employee ($Millions)$4.41M
Bank Premises and Fixed Assets$9.09M
Cash and Balances due from Depository Institutions$48.70M
Deposits Held in Domestic Offices$315.47M

Key Performance Ratios

Return on Assets (ROA)1.08%
Return on Equity (ROE)11.94%
Net Interest Margin4.09%
Efficiency Ratio70.81%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.15%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.033%
Earning Assets to total Assets90.31%

Income and Expense

Total Interest Income$4.49M
Total Noninterest Income$958.00k
Total Interest Expense$1.34M
Total Noninterest Expense$2.91M
Net Interest Income$3.15M
Pre-tax Net Operating Income$1.07M
Provision for Credit Losses$125.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$373.00k
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.22M
Total Liabilities and Capital$352.94M

Securities

Securities$100.72M
Available-for-sale debt securities$95.35M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$5.38M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Merchants & Planters' Bank?
$352.94M as of the latest filing.
How much are Merchants & Planters' Bank's total deposits?
$315.47M in total deposits.
Where is Merchants & Planters' Bank located?
Newport, AR.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
12.
When was it established?
08/06/1946.
What is the Return on Assets (ROA)?
1.08%.
How much are total loans and leases?
$178.33M (latest filing).
What is the total interest income (latest filing)?
$4.49M.