PEOPLES BANK
Sheridan, AR
IDRSSD: 2939391
Total Assets
$289.74M
Latest filing
Total Deposits
$249.77M
Latest filing
Net Interest Margin
4.45%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
PEOPLES BANK
1120 S Rock St
Sheridan, AR 72150
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/13/2000FDIC Certificate 356558
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| PEOPLES BANK (Main) | 1120 S Rock St | Sheridan, AR |
| PEOPLES BANK (EAST END) | 20409 Arch St | Little Rock, AR |
| PEOPLES BANK BENTON BRANCH | 1800 Military Rd | Benton, AR |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 09/13/2000 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 72150 |
| State and County Number | 05053 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Little Rock-North Little Rock-Conway, AR |
Operational Info
| Number of Employees | 36 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/13/2000 |
| Primary Insurance Agency | DIF |
| Website | http://www.peoplesbankar.com |
| Data Updated | 01/30/2026 |
| CERT | 57058 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $289.74M |
| Total Deposits | $249.77M |
| Total Liabilities | $252.35M |
| Total Equity Capital | $37.38M |
| Net Income | $1.17M |
| Net Loans and Leases | $151.31M |
| Assets Per Employee ($Millions) | $8.05M |
| Bank Premises and Fixed Assets | $3.62M |
| Cash and Balances due from Depository Institutions | $24.78M |
| Deposits Held in Domestic Offices | $249.77M |
Key Performance Ratios
| Return on Assets (ROA) | 1.62% |
| Return on Equity (ROE) | 12.6% |
| Net Interest Margin | 4.45% |
| Efficiency Ratio | 45.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.903% |
| Earning Assets to total Assets | 95.05% |
Income and Expense
| Total Interest Income | $4.32M |
| Total Noninterest Income | $410.00k |
| Total Interest Expense | $1.26M |
| Total Noninterest Expense | $1.59M |
| Net Interest Income | $3.06M |
| Pre-tax Net Operating Income | $1.58M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.58M |
| Total Liabilities and Capital | $289.74M |
Securities
| Securities | $102.91M |
| Available-for-sale debt securities | $102.91M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of PEOPLES BANK?
$289.74M as of the latest filing.
How much are PEOPLES BANK's total deposits?
$249.77M in total deposits.
Where is PEOPLES BANK located?
Sheridan, AR.
What is the Net Interest Margin?
4.45%.
How many domestic offices does it operate?
3.
When was it established?
09/13/2000.
What is the Return on Assets (ROA)?
1.62%.
How much are total loans and leases?
$151.31M (latest filing).
What is the total interest income (latest filing)?
$4.32M.