Tustin Community Bank

Tustin, CA
IDRSSD: 1418255
Total Assets
$82.17M
Latest filing
Total Deposits
$68.65M
Latest filing
Net Interest Margin
6.14%
Profitability

Key People

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Locations

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Main Office
Tustin Community Bank
13891 Newport Avenue, Suites 100 & 130
Tustin, CA 92780
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/23/1981FDIC Certificate 45821

Branches (0)

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NameAddressCity / State
No branch data available.
Tustin Community Bank (Main)13891 Newport Avenue, Suites 100 & 130Tustin, CA

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/23/1981
Community BankYes
Ownership TypeNot Mutual
ZIP92780
State and County Number06059
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number12
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameLos Angeles-Long Beach-Anaheim, CA

Operational Info

Number of Employees21
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/18/2023
Date of Deposit Insurance02/16/1990
Primary Insurance AgencyDIF
Websitewww.tustin.bank
Data Updated01/30/2026
CERT32908
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$82.17M
Total Deposits$68.65M
Total Liabilities$69.22M
Total Equity Capital$12.95M
Net Income$153.00k
Net Loans and Leases$62.29M
Assets Per Employee ($Millions)$3.91M
Bank Premises and Fixed Assets$5.51M
Cash and Balances due from Depository Institutions$8.29M
Deposits Held in Domestic Offices$68.65M

Key Performance Ratios

Return on Assets (ROA)0.76%
Return on Equity (ROE)4.73%
Net Interest Margin6.14%
Efficiency Ratio82.7%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.2%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.759%
Earning Assets to total Assets89.98%

Income and Expense

Total Interest Income$1.51M
Total Noninterest Income$46.00k
Total Interest Expense$405.00k
Total Noninterest Expense$956.00k
Net Interest Income$1.11M
Pre-tax Net Operating Income$159.00k
Provision for Credit Losses$41.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$5.29M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$568.00k
Total Liabilities and Capital$82.17M

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Tustin Community Bank?
$82.17M as of the latest filing.
How much are Tustin Community Bank's total deposits?
$68.65M in total deposits.
Where is Tustin Community Bank located?
Tustin, CA.
What is the Net Interest Margin?
6.14%.
How many domestic offices does it operate?
1.
When was it established?
04/23/1981.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$62.29M (latest filing).
What is the total interest income (latest filing)?
$1.51M.