Traditions Bank
York, PA
IDRSSD: 3145797
Total Assets
$870.09M
Latest filing
Total Deposits
$749.77M
Latest filing
Net Interest Margin
3.09%
Profitability
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/28/2002 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 17402 |
| State and County Number | 42133 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | York-Hanover, PA |
Operational Info
| Number of Employees | 131 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 02/01/2025 |
| Date of Deposit Insurance | 10/28/2002 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/28/2025 |
| CERT | 57377 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $870.09M |
| Total Deposits | $749.77M |
| Total Liabilities | $802.64M |
| Total Equity Capital | $67.45M |
| Net Income | $1.55M |
| Net Loans and Leases | $684.94M |
| Assets Per Employee ($Millions) | $6.64M |
| Bank Premises and Fixed Assets | $10.11M |
| Cash and Balances due from Depository Institutions | $41.87M |
| Deposits Held in Domestic Offices | $749.77M |
Key Performance Ratios
| Return on Assets (ROA) | 0.72% |
| Return on Equity (ROE) | 9.12% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 77.87% |
| Tier 1 Risk-Based Capital Ratio | 11.731% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.752% |
| Earning Assets to total Assets | 95.04% |
Income and Expense
| Total Interest Income | $11.35M |
| Total Noninterest Income | $1.36M |
| Total Interest Expense | $5.02M |
| Total Noninterest Expense | $5.99M |
| Net Interest Income | $6.33M |
| Pre-tax Net Operating Income | $1.86M |
| Provision for Credit Losses | $-159,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $40.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.40M |
| Total Liabilities and Capital | $870.09M |
Securities
| Securities | $98.94M |
| Available-for-sale debt securities | $98.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $5.46M |
| Trading Liabilities | $5.46M |
Frequently Asked Questions
What are the total assets of Traditions Bank?
$870.09M as of the latest filing.
How much are Traditions Bank's total deposits?
$749.77M in total deposits.
Where is Traditions Bank located?
York, PA.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
9.
When was it established?
10/28/2002.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$684.94M (latest filing).
What is the total interest income (latest filing)?
$11.35M.