Progressive Ozark Bank

Salem, MO
IDRSSD: 143372
Total Assets
$190.11M
Latest filing
Total Deposits
$170.78M
Latest filing
Net Interest Margin
5.54%
Profitability

Locations

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Main Office
Progressive Ozark Bank
904 W Scenic Rivers Blvd
Salem, MO 65560
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/02/1965FDIC Certificate 44322

Branches (5)

Page 1 of 1
NameAddressCity / State
Progressive Ozark Bank (Main)904 W Scenic Rivers BlvdSalem, MO
HARTVILLE BRANCH368 S Main StHartville, MO
HOUSTON BRANCH1460 S Sam Houston BlvdHouston, MO
MOUNTAIN GROVE BRANCH1610 N Main StMountain Grove, MO
LICKING BRANCH109 W Highway 32Licking, MO
MANSFIELD BRANCH204 E Jennifer StMansfield, MO
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date06/02/1965
Community BankNo
Ownership TypeNot Mutual
ZIP65560
State and County Number29065
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number08
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees56
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.progressiveozarkbank.com
Data Updated11/14/2025
CERT31488
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$190.11M
Total Deposits$170.78M
Total Liabilities$172.64M
Total Equity Capital$17.47M
Net Income$873.00k
Net Loans and Leases$154.67M
Assets Per Employee ($Millions)$3.52M
Bank Premises and Fixed Assets$5.50M
Cash and Balances due from Depository Institutions$17.09M
Deposits Held in Domestic Offices$170.78M

Key Performance Ratios

Return on Assets (ROA)1.85%
Return on Equity (ROE)20.2%
Net Interest Margin5.54%
Efficiency Ratio63.81%
Tier 1 Risk-Based Capital Ratio12.756%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.41%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.19%
Earning Assets to total Assets93.67%

Income and Expense

Total Interest Income$2.90M
Total Noninterest Income$507.00k
Total Interest Expense$468.00k
Total Noninterest Expense$1.88M
Net Interest Income$2.44M
Pre-tax Net Operating Income$873.00k
Provision for Credit Losses$192.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$15.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.86M
Total Liabilities and Capital$190.11M

Securities

Securities$9.54M
Available-for-sale debt securities$8.52M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.03M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Progressive Ozark Bank?
$190.11M as of the latest filing.
How much are Progressive Ozark Bank's total deposits?
$170.78M in total deposits.
Where is Progressive Ozark Bank located?
Salem, MO.
What is the Net Interest Margin?
5.54%.
How many domestic offices does it operate?
6.
When was it established?
06/02/1965.
What is the Return on Assets (ROA)?
1.85%.
How much are total loans and leases?
$154.67M (latest filing).
What is the total interest income (latest filing)?
$2.90M.