The Village Bank
Newton, MA
IDRSSD: 173575
Total Assets
$2.05B
Latest filing
Total Deposits
$1.81B
Latest filing
Net Interest Margin
2.39%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
211371858NEWTON, MA
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Village Bank
320 Needham St
Newton, MA 02464
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/01/1910FDIC Certificate 32846
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Village Bank (Main) | 320 Needham St | Newton, MA |
| WAYLAND BRANCH | 62 Boston Post Rd | Wayland, MA |
| NEWTONVILLE BRANCH | 332 Walnut St | Newtonville, MA |
| WABAN BRANCH | 89 Wyman St | Waban, MA |
| NEWTON HIGHLANDS BRANCH | 56 Winchester St | Newton Highlands, MA |
| NONANTUM BRANCH | 411 Watertown St | Newton, MA |
| LASELL VILLAGE, INC. BRANCH | 120 Seminary Ave | Auburndale, MA |
| WEST NEWTON BRANCH | 1365 Washington St | West Newton, MA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 05/01/1910 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02464 |
| State and County Number | 25017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 143 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/11/2025 |
| Date of Deposit Insurance | 08/12/1985 |
| Primary Insurance Agency | DIF |
| Website | www.village-bank.com |
| Data Updated | 01/30/2026 |
| CERT | 26336 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.05B |
| Total Deposits | $1.81B |
| Total Liabilities | $1.88B |
| Total Equity Capital | $172.50M |
| Net Income | $2.53M |
| Net Loans and Leases | $1.66B |
| Assets Per Employee ($Millions) | $14.43M |
| Bank Premises and Fixed Assets | $13.83M |
| Cash and Balances due from Depository Institutions | $11.76M |
| Deposits Held in Domestic Offices | $1.81B |
Key Performance Ratios
| Return on Assets (ROA) | 0.5% |
| Return on Equity (ROE) | 5.93% |
| Net Interest Margin | 2.39% |
| Efficiency Ratio | 71.89% |
| Tier 1 Risk-Based Capital Ratio | 14.724% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.418% |
| Earning Assets to total Assets | 96.73% |
Income and Expense
| Total Interest Income | $24.55M |
| Total Noninterest Income | $851.00k |
| Total Interest Expense | $12.74M |
| Total Noninterest Expense | $9.10M |
| Net Interest Income | $11.80M |
| Pre-tax Net Operating Income | $3.28M |
| Provision for Credit Losses | $274.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $58.18M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $11.88M |
| Total Liabilities and Capital | $2.05B |
Securities
| Securities | $317.87M |
| Available-for-sale debt securities | $253.10M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $29.43M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Village Bank?
$2.05B as of the latest filing.
How much are The Village Bank's total deposits?
$1.81B in total deposits.
Where is The Village Bank located?
Newton, MA.
What is the Net Interest Margin?
2.39%.
How many domestic offices does it operate?
11.
When was it established?
05/01/1910.
What is the Return on Assets (ROA)?
0.5%.
How much are total loans and leases?
$1.66B (latest filing).
What is the total interest income (latest filing)?
$24.55M.