Dedham Institution for Savings
Dedham, MA
IDRSSD: 193809
Total Assets
$2.56B
Latest filing
Total Deposits
$2.02B
Latest filing
Net Interest Margin
2.84%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Dedham Institution for Savings
55 Elm St
Dedham, MA 02026
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/19/1831FDIC Certificate 16535
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Dedham Institution for Savings (Main) | 55 Elm St | Dedham, MA |
| WALPOLE BRANCH | 1428 Main St | Walpole, MA |
| DEL POND DRIVE BRANCH | 1 Del Pond Dr | Canton, MA |
| NEW POND VILLAGE BRANCH | 180 Main St | Walpole, MA |
| WESTWOOD BRANCH | 673 High St | Westwood, MA |
| EAST DEDHAM BRANCH | 260 Bussey St | Dedham, MA |
| DEDHAM SQUARE BRANCH | 420 Washington St | Dedham, MA |
| SHARON BRANCH | 45 S Main St | Sharon, MA |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 03/19/1831 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 02026 |
| State and County Number | 25021 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 219 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/02/1982 |
| Primary Insurance Agency | DIF |
| Website | www.dedhamsavings.com |
| Data Updated | 01/30/2026 |
| CERT | 23620 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.56B |
| Total Deposits | $2.02B |
| Total Liabilities | $2.28B |
| Total Equity Capital | $280.54M |
| Net Income | $6.95M |
| Net Loans and Leases | $1.97B |
| Assets Per Employee ($Millions) | $11.98M |
| Bank Premises and Fixed Assets | $14.14M |
| Cash and Balances due from Depository Institutions | $31.18M |
| Deposits Held in Domestic Offices | $2.02B |
Key Performance Ratios
| Return on Assets (ROA) | 1.09% |
| Return on Equity (ROE) | 10.06% |
| Net Interest Margin | 2.84% |
| Efficiency Ratio | 66.02% |
| Tier 1 Risk-Based Capital Ratio | 13.68% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.939% |
| Earning Assets to total Assets | 96.21% |
Income and Expense
| Total Interest Income | $31.39M |
| Total Noninterest Income | $1.38M |
| Total Interest Expense | $13.92M |
| Total Noninterest Expense | $12.44M |
| Net Interest Income | $17.47M |
| Pre-tax Net Operating Income | $5.93M |
| Provision for Credit Losses | $473.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $7.58M |
| Other borrowed funds | $226.72M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $39.61M |
| Total Liabilities and Capital | $2.56B |
Securities
| Securities | $471.18M |
| Available-for-sale debt securities | $384.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dedham Institution for Savings?
$2.56B as of the latest filing.
How much are Dedham Institution for Savings's total deposits?
$2.02B in total deposits.
Where is Dedham Institution for Savings located?
Dedham, MA.
What is the Net Interest Margin?
2.84%.
How many domestic offices does it operate?
15.
When was it established?
03/19/1831.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$1.97B (latest filing).
What is the total interest income (latest filing)?
$31.39M.