Dedham Institution for Savings
Dedham, MA
IDRSSD: 193809
Total Assets
$2.55B
Latest filing
Total Deposits
$1.95B
Latest filing
Net Interest Margin
2.73%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Dedham Institution for Savings
55 Elm St
Dedham, MA 02026
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/19/1831FDIC Certificate 16535
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Dedham Institution for Savings (Main) | 55 Elm St | Dedham, MA |
| WALPOLE BRANCH | 1428 Main St | Walpole, MA |
| DEL POND DRIVE BRANCH | 1 Del Pond Dr | Canton, MA |
| NEW POND VILLAGE BRANCH | 180 Main St | Walpole, MA |
| WESTWOOD BRANCH | 673 High St | Westwood, MA |
| EAST DEDHAM BRANCH | 260 Bussey St | Dedham, MA |
| DEDHAM SQUARE BRANCH | 420 Washington St | Dedham, MA |
| SHARON BRANCH | 45 S Main St | Sharon, MA |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 03/19/1831 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 02026 |
| State and County Number | 25021 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 220 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/02/1982 |
| Primary Insurance Agency | DIF |
| Website | www.dedhamsavings.com |
| Data Updated | 11/14/2025 |
| CERT | 23620 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.55B |
| Total Deposits | $1.95B |
| Total Liabilities | $2.28B |
| Total Equity Capital | $272.09M |
| Net Income | $5.19M |
| Net Loans and Leases | $1.98B |
| Assets Per Employee ($Millions) | $11.66M |
| Bank Premises and Fixed Assets | $11.88M |
| Cash and Balances due from Depository Institutions | $25.26M |
| Deposits Held in Domestic Offices | $1.95B |
Key Performance Ratios
| Return on Assets (ROA) | 0.81% |
| Return on Equity (ROE) | 7.7% |
| Net Interest Margin | 2.73% |
| Efficiency Ratio | 77.24% |
| Tier 1 Risk-Based Capital Ratio | 13.399% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.654% |
| Earning Assets to total Assets | 95.98% |
Income and Expense
| Total Interest Income | $30.77M |
| Total Noninterest Income | $1.06M |
| Total Interest Expense | $14.12M |
| Total Noninterest Expense | $13.68M |
| Net Interest Income | $16.65M |
| Pre-tax Net Operating Income | $2.69M |
| Provision for Credit Losses | $1.34M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $7.12M |
| Other borrowed funds | $297.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $33.03M |
| Total Liabilities and Capital | $2.55B |
Securities
| Securities | $462.90M |
| Available-for-sale debt securities | $386.21M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dedham Institution for Savings?
$2.55B as of the latest filing.
How much are Dedham Institution for Savings's total deposits?
$1.95B in total deposits.
Where is Dedham Institution for Savings located?
Dedham, MA.
What is the Net Interest Margin?
2.73%.
How many domestic offices does it operate?
14.
When was it established?
03/19/1831.
What is the Return on Assets (ROA)?
0.81%.
How much are total loans and leases?
$1.98B (latest filing).
What is the total interest income (latest filing)?
$30.77M.