Everett Co-operative Bank
Everett, MA
IDRSSD: 952172
Total Assets
$1.55B
Latest filing
Total Deposits
$1.12B
Latest filing
Net Interest Margin
2.25%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Everett Co-operative Bank
419 Broadway
Everett, MA 02149
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1890FDIC Certificate 33085
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Everett Co-operative Bank (Main) | 419 Broadway | Everett, MA |
| LYNNFIELD BRANCH | 771 Salem St | Lynnfield, MA |
| WOBURN BRANCH | 331 Montvale Ave | Woburn, MA |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 02149 |
| State and County Number | 25017 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 65 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 11/26/1985 |
| Primary Insurance Agency | DIF |
| Website | www.everettbank.com |
| Data Updated | 11/14/2025 |
| CERT | 26444 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.55B |
| Total Deposits | $1.12B |
| Total Liabilities | $1.40B |
| Total Equity Capital | $150.63M |
| Net Income | $2.40M |
| Net Loans and Leases | $1.31B |
| Assets Per Employee ($Millions) | $24.26M |
| Bank Premises and Fixed Assets | $4.46M |
| Cash and Balances due from Depository Institutions | $110.62M |
| Deposits Held in Domestic Offices | $1.12B |
Key Performance Ratios
| Return on Assets (ROA) | 0.63% |
| Return on Equity (ROE) | 6.44% |
| Net Interest Margin | 2.25% |
| Efficiency Ratio | 61.4% |
| Tier 1 Risk-Based Capital Ratio | 13.711% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.704% |
| Earning Assets to total Assets | 96.78% |
Income and Expense
| Total Interest Income | $20.42M |
| Total Noninterest Income | $355.00k |
| Total Interest Expense | $12.08M |
| Total Noninterest Expense | $5.33M |
| Net Interest Income | $8.33M |
| Pre-tax Net Operating Income | $3.17M |
| Provision for Credit Losses | $183.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $266.27M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.97M |
| Total Liabilities and Capital | $1.55B |
Securities
| Securities | $89.50M |
| Available-for-sale debt securities | $31.02M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $58.48M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Everett Co-operative Bank?
$1.55B as of the latest filing.
How much are Everett Co-operative Bank's total deposits?
$1.12B in total deposits.
Where is Everett Co-operative Bank located?
Everett, MA.
What is the Net Interest Margin?
2.25%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
0.63%.
How much are total loans and leases?
$1.31B (latest filing).
What is the total interest income (latest filing)?
$20.42M.