Bankesb
Easthampton, MA
IDRSSD: 859002
Total Assets
$2.02B
Latest filing
Total Deposits
$1.74B
Latest filing
Net Interest Margin
3.09%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bankesb
36 Main St
Easthampton, MA 01027
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/10/1869FDIC Certificate 17779
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bankesb (Main) | 36 Main St | Easthampton, MA |
| SOUTHAMPTON BRANCH | 134 College Hwy | Southampton, MA |
| HADLEY BRANCH | 70 East St | Hadley, MA |
| NORTHAMPTON BRANCH | 297 King St | Northampton, MA |
| GRANBY ROAD BRANCH | 605 Granby Rd | South Hadley, MA |
| BELCHERTOWN BRANCH | 175 State Street | Belchertown, MA |
| WESTFIELD BRANCH | 85 Broad St | Westfield, MA |
| AGAWAM BRANCH | 770 Main St | Agawam, MA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 02/10/1869 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 01027 |
| State and County Number | 25015 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Springfield, MA |
Operational Info
| Number of Employees | 247 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 09/05/1985 |
| Primary Insurance Agency | DIF |
| Website | http://www.bankesb.com |
| Data Updated | 11/14/2025 |
| CERT | 90188 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $2.02B |
| Total Deposits | $1.74B |
| Total Liabilities | $1.82B |
| Total Equity Capital | $200.44M |
| Net Income | $3.73M |
| Net Loans and Leases | $1.64B |
| Assets Per Employee ($Millions) | $8.23M |
| Bank Premises and Fixed Assets | $25.92M |
| Cash and Balances due from Depository Institutions | $64.84M |
| Deposits Held in Domestic Offices | $1.74B |
Key Performance Ratios
| Return on Assets (ROA) | 0.73% |
| Return on Equity (ROE) | 7.52% |
| Net Interest Margin | 3.09% |
| Efficiency Ratio | 63.09% |
| Tier 1 Risk-Based Capital Ratio | 11.877% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.3% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.901% |
| Earning Assets to total Assets | 93.33% |
Income and Expense
| Total Interest Income | $24.90M |
| Total Noninterest Income | $2.68M |
| Total Interest Expense | $10.23M |
| Total Noninterest Expense | $10.95M |
| Net Interest Income | $14.67M |
| Pre-tax Net Operating Income | $4.90M |
| Provision for Credit Losses | $1.50M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $66.89M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $21.52M |
| Total Liabilities and Capital | $2.02B |
Securities
| Securities | $199.35M |
| Available-for-sale debt securities | $197.03M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bankesb?
$2.02B as of the latest filing.
How much are Bankesb's total deposits?
$1.74B in total deposits.
Where is Bankesb located?
Easthampton, MA.
What is the Net Interest Margin?
3.09%.
How many domestic offices does it operate?
11.
When was it established?
02/10/1869.
What is the Return on Assets (ROA)?
0.73%.
How much are total loans and leases?
$1.64B (latest filing).
What is the total interest income (latest filing)?
$24.90M.