Bankhometown
Oxford, MA
IDRSSD: 1004470
Total Assets
$1.57B
Latest filing
Total Deposits
$1.33B
Latest filing
Net Interest Margin
3.86%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Bankhometown
31 Sutton Ave
Oxford, MA 01540
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1889FDIC Certificate 33225
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Bankhometown (Main) | 31 Sutton Ave | Oxford, MA |
| MILLBURY BRANCH | 109 Elm St | Millbury, MA |
| PUTNAM BRANCH | 182 Main St | Putnam, CT |
| THOMPSON BRANCH | 865 Riverside Dr | North Grosvenordale, CT |
| THE WOODSTOCK BRANCH | 148 Route 171 | Woodstock, CT |
| KILLINGLY BRANCH | 3 Central St | Danielson, CT |
| BROOKLYN BRANCH | 13 Canterbury Rd | Brooklyn, CT |
| SOUTH LANCASTER BRANCH | 131 Main Street | South Lancaster, MA |
Showing 7 of 14
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Bluestone Bank
Raynham, Massachusetts
→
Assets: $1.58BΔ -0.6%
Newburyport Five Cents Savings Bank
Newburyport, Massachusetts
→
Assets: $1.61BΔ +1.1%
East Cambridge Savings Bank
Cambridge, Massachusetts
→
Assets: $1.62BΔ +2.2%
Everett Co-operative Bank
Everett, Massachusetts
→
Assets: $1.55BΔ -2.4%
Main Street Bank
Marlborough, Massachusetts
→
Assets: $1.66BΔ +4.1%
Cape & Coast Bank
Yarmouth Port, Massachusetts
→
Assets: $1.67BΔ +4.9%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1889 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 01540 |
| State and County Number | 25027 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Worcester, MA-CT |
Operational Info
| Number of Employees | 147 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 02/03/1986 |
| Primary Insurance Agency | DIF |
| Website | www.bankhometown.com |
| Data Updated | 01/30/2026 |
| CERT | 26523 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.57B |
| Total Deposits | $1.33B |
| Total Liabilities | $1.38B |
| Total Equity Capital | $186.57M |
| Net Income | $2.76M |
| Net Loans and Leases | $1.27B |
| Assets Per Employee ($Millions) | $10.45M |
| Bank Premises and Fixed Assets | $12.43M |
| Cash and Balances due from Depository Institutions | $59.04M |
| Deposits Held in Domestic Offices | $1.33B |
Key Performance Ratios
| Return on Assets (ROA) | 0.7% |
| Return on Equity (ROE) | 5.96% |
| Net Interest Margin | 3.86% |
| Efficiency Ratio | 54% |
| Tier 1 Risk-Based Capital Ratio | 13.848% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.899% |
| Earning Assets to total Assets | 94.53% |
Income and Expense
| Total Interest Income | $19.92M |
| Total Noninterest Income | $2.61M |
| Total Interest Expense | $5.52M |
| Total Noninterest Expense | $9.23M |
| Net Interest Income | $14.39M |
| Pre-tax Net Operating Income | $3.63M |
| Provision for Credit Losses | $4.15M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $34.31M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $14.46M |
| Total Liabilities and Capital | $1.57B |
Securities
| Securities | $168.45M |
| Available-for-sale debt securities | $168.45M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bankhometown?
$1.57B as of the latest filing.
How much are Bankhometown's total deposits?
$1.33B in total deposits.
Where is Bankhometown located?
Oxford, MA.
What is the Net Interest Margin?
3.86%.
How many domestic offices does it operate?
16.
When was it established?
01/01/1889.
What is the Return on Assets (ROA)?
0.7%.
How much are total loans and leases?
$1.27B (latest filing).
What is the total interest income (latest filing)?
$19.92M.