Institution Class	State chartered stock savings banks / S&L
Primary Regulator	FDIC
Established Date	02/14/1873
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	01062
State and County Number	25015
Subchapter S Corporations	No
Trust Powers	N/A
Federal Reserve ID Number	01
Numeric code	41
Insured by FDIC	Institutions that are currently open and insured by the FDIC
Federal Reserve District	New York
Core Based Statistical Area Name	Springfield, MA

Operational Info

Number of Employees	212
Domestic Offices	13
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	11/17/2024
Date of Deposit Insurance	01/02/1981
Primary Insurance Agency	DIF
Website	www.florencebank.com
Data Updated	10/31/2025
CERT	23293
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$1.95B
Total Deposits	$1.69B
Total Liabilities	$1.75B
Total Equity Capital	$0
Net Income	$3.42M
Net Loans and Leases	$1.21B
Assets Per Employee ($Millions)	$0M
Bank Premises and Fixed Assets	$0
Cash and Balances due from Depository Institutions	$0
Deposits Held in Domestic Offices	$0

Key Performance Ratios

Return on Assets (ROA)	0%
Return on Equity (ROE)	0%
Net Interest Margin	0%
Efficiency Ratio	0%
Tier 1 Risk-Based Capital Ratio	0%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	0%
Earning Assets to total Assets	0%

Income and Expense

Total Interest Income	$18.75M
Total Noninterest Income	$2.07M
Total Interest Expense	$5.79M
Total Noninterest Expense	$9.91M
Net Interest Income	$12.96M
Pre-tax Net Operating Income	$0
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Additional Financial Info

Goodwill and Other Intangibles	$0
All Other Assets	$0
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$0
Total Liabilities and Capital	$0

Securities

Securities	$0
Available-for-sale debt securities	$0
Equity securities with readily determinable fair values not held for trading	$0
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

About Florence Bank

Explore the latest call report data for Florence Bank. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of Florence Bank?

$1.95B as of the latest filing.

How much are Florence Bank's total deposits?

$1.69B in total deposits.

Where is Florence Bank located?

Florence, MA.

What is the Net Interest Margin?

Not available.

Is this bank FDIC insured?

Institutions that are currently open and insured by the FDIC.

How many domestic offices does it operate?

13.

When was it established?

02/14/1873.

Who is the primary regulator?

FDIC.