South Shore Bank

South Weymouth, MA
IDRSSD: 772008
Total Assets
$2.44B
Latest filing
Total Deposits
$2.15B
Latest filing
Net Interest Margin
2.92%
Profitability

Locations

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Main Office
South Shore Bank
1530 Main St
South Weymouth, MA 02190
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/01/1833FDIC Certificate 17892

Branches (12)

Page 1 of 2
NameAddressCity / State
South Shore Bank (Main)1530 Main StSouth Weymouth, MA
SHAWS PLAZA BRANCH650 Middle StEast Weymouth, MA
NORWELL BRANCH400 Washington StNorwell, MA
EAST BRIDGEWATER BRANCH225 Bedford StEast Bridgewater, MA
NORTH WEYMOUTH BRANCH383 Bridge StWeymouth, MA
HUNT STREET BRANCH295 Washington StWeymouth, MA
GRAINTE CROSSING BRANCH370 Quincy AveQuincy, MA
BRAINTREE BRANCH1010 Washington StBraintree, MA
Showing 7 of 12

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date02/01/1833
Community BankYes
Ownership TypeNot Mutual
ZIP02190
State and County Number25021
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number01
Numeric code15
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameBoston-Cambridge-Newton, MA-NH

Operational Info

Number of Employees221
Domestic Offices13
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance11/19/1985
Primary Insurance AgencyDIF
Websitewww.southshorebank.com
Data Updated11/14/2025
CERT90303
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.44B
Total Deposits$2.15B
Total Liabilities$2.21B
Total Equity Capital$229.43M
Net Income$5.00M
Net Loans and Leases$1.61B
Assets Per Employee ($Millions)$11.05M
Bank Premises and Fixed Assets$15.38M
Cash and Balances due from Depository Institutions$195.44M
Deposits Held in Domestic Offices$2.15B

Key Performance Ratios

Return on Assets (ROA)0.83%
Return on Equity (ROE)8.85%
Net Interest Margin2.92%
Efficiency Ratio66.2%
Tier 1 Risk-Based Capital Ratio13.914%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.392%
Earning Assets to total Assets95.83%

Income and Expense

Total Interest Income$29.28M
Total Noninterest Income$2.75M
Total Interest Expense$12.39M
Total Noninterest Expense$13.05M
Net Interest Income$16.89M
Pre-tax Net Operating Income$6.60M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$38.72M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$24.18M
Total Liabilities and Capital$2.44B

Securities

Securities$543.45M
Available-for-sale debt securities$543.45M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of South Shore Bank?
$2.44B as of the latest filing.
How much are South Shore Bank's total deposits?
$2.15B in total deposits.
Where is South Shore Bank located?
South Weymouth, MA.
What is the Net Interest Margin?
2.92%.
How many domestic offices does it operate?
13.
When was it established?
02/01/1833.
What is the Return on Assets (ROA)?
0.83%.
How much are total loans and leases?
$1.61B (latest filing).
What is the total interest income (latest filing)?
$29.28M.