Cape & Coast Bank
Yarmouth Port, MA
IDRSSD: 119779
Total Assets
$1.67B
Latest filing
Total Deposits
$1.34B
Latest filing
Net Interest Margin
2.97%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Cape & Coast Bank
121 Main St
Yarmouth Port, MA 02675
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1921FDIC Certificate 33219
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Cape & Coast Bank (Main) | 121 Main St | Yarmouth Port, MA |
| EAST DENNIS BRANCH | 1591 Main Street | East Dennis, MA |
| WEST BARNSTABLE BRANCH | 1121 Route 6a | West Barnstable, MA |
| SANDWICH BRANCH | 275 Cotuit Rd | Sandwich, MA |
| HYANNIS BRANCH | 695 Attucks Lane Hyannis | Hyannis, MA |
| KING'S WAY BRANCH | 64 Kings Circuit | Yarmouth Port, MA |
| ORLEANS ROAD BRANCH | 1470 Orleans Rd | East Harwich, MA |
| FALMOUTH MAIN BRANCH | 238 Worcester Ct | Falmouth, MA |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1921 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 02675 |
| State and County Number | 25001 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 41 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Barnstable Town, MA |
Operational Info
| Number of Employees | 162 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/16/2025 |
| Date of Deposit Insurance | 01/22/1986 |
| Primary Insurance Agency | DIF |
| Website | www.capeandcoastbank.com |
| Data Updated | 01/30/2026 |
| CERT | 26517 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.67B |
| Total Deposits | $1.34B |
| Total Liabilities | $1.51B |
| Total Equity Capital | $157.71M |
| Net Income | $2.33M |
| Net Loans and Leases | $1.45B |
| Assets Per Employee ($Millions) | $10.18M |
| Bank Premises and Fixed Assets | $29.33M |
| Cash and Balances due from Depository Institutions | $28.77M |
| Deposits Held in Domestic Offices | $1.34B |
Key Performance Ratios
| Return on Assets (ROA) | 0.56% |
| Return on Equity (ROE) | 5.97% |
| Net Interest Margin | 2.97% |
| Efficiency Ratio | 75.46% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.449% |
| Earning Assets to total Assets | 94.64% |
Income and Expense
| Total Interest Income | $19.84M |
| Total Noninterest Income | $1.19M |
| Total Interest Expense | $8.13M |
| Total Noninterest Expense | $9.74M |
| Net Interest Income | $11.71M |
| Pre-tax Net Operating Income | $3.17M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $161.04M |
| Federal Funds Sold & Reverse Repurchase Agreement | $114.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $8.93M |
| Total Liabilities and Capital | $1.67B |
Securities
| Securities | $108.64M |
| Available-for-sale debt securities | $29.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $78.49M |
| Subordinated Debt | $0 |
| Trading Account Assets | $3.87M |
| Trading Liabilities | $3.87M |
Frequently Asked Questions
What are the total assets of Cape & Coast Bank?
$1.67B as of the latest filing.
How much are Cape & Coast Bank's total deposits?
$1.34B in total deposits.
Where is Cape & Coast Bank located?
Yarmouth Port, MA.
What is the Net Interest Margin?
2.97%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1921.
What is the Return on Assets (ROA)?
0.56%.
How much are total loans and leases?
$1.45B (latest filing).
What is the total interest income (latest filing)?
$19.84M.