The Twin Valley Bank
West Alexandria, OH
IDRSSD: 381026
Total Assets
$145.63M
Latest filing
Total Deposits
$135.03M
Latest filing
Net Interest Margin
4.24%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Twin Valley Bank
2 E Dayton St
West Alexandria, OH 45381
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1888FDIC Certificate 8629
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Twin Valley Bank (Main) | 2 E Dayton St | West Alexandria, OH |
| GRATIS BRANCH | 14 W Franklin St | Gratis, OH |
| EATON BRANCH | 251 Washington Jackson Rd | Eaton, OH |
| NEW LEBANON BRANCH | 647 W Main St | New Lebanon, OH |
| FARMERSVILLE BRANCH | 38 N Broadway St | Farmersville, OH |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45381 |
| State and County Number | 39135 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 02/05/1934 |
| Primary Insurance Agency | DIF |
| Website | www.twinvalleybank.bank |
| Data Updated | 01/30/2026 |
| CERT | 13802 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $145.63M |
| Total Deposits | $135.03M |
| Total Liabilities | $135.73M |
| Total Equity Capital | $9.90M |
| Net Income | $367.00k |
| Net Loans and Leases | $93.52M |
| Assets Per Employee ($Millions) | $5.39M |
| Bank Premises and Fixed Assets | $6.83M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $135.03M |
Key Performance Ratios
| Return on Assets (ROA) | 1.02% |
| Return on Equity (ROE) | 15.14% |
| Net Interest Margin | 4.24% |
| Efficiency Ratio | 70.33% |
| Tier 1 Risk-Based Capital Ratio | 12.541% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.11% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.799% |
| Earning Assets to total Assets | 91.07% |
Income and Expense
| Total Interest Income | $1.81M |
| Total Noninterest Income | $109.00k |
| Total Interest Expense | $424.00k |
| Total Noninterest Expense | $1.05M |
| Net Interest Income | $1.39M |
| Pre-tax Net Operating Income | $405.00k |
| Provision for Credit Losses | $40.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.58M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $694.00k |
| Total Liabilities and Capital | $145.63M |
Securities
| Securities | $29.75M |
| Available-for-sale debt securities | $29.75M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Twin Valley Bank?
$145.63M as of the latest filing.
How much are The Twin Valley Bank's total deposits?
$135.03M in total deposits.
Where is The Twin Valley Bank located?
West Alexandria, OH.
What is the Net Interest Margin?
4.24%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
1.02%.
How much are total loans and leases?
$93.52M (latest filing).
What is the total interest income (latest filing)?
$1.81M.