First Mutual Bank, FSB
Belpre, OH
IDRSSD: 493077
Total Assets
$112.46M
Latest filing
Total Deposits
$91.19M
Latest filing
Net Interest Margin
2.76%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
244270191BELPRE, OH
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First Mutual Bank, FSB
605 Washington Blvd
Belpre, OH 45714
Limited Service - Administrative
Updated 01/30/2026Established 01/01/1906FDIC Certificate 42451
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Mutual Bank, FSB (Main) | 605 Washington Blvd | Belpre, OH |
| 3850 EMERSON AVE BRANCH | 3850 Emerson Ave | Parkersburg, WV |
| STONE ROAD BRANCH | 631 Washington Blvd | Belpre, OH |
| NEW MARTINSVILLE BRANCH | 610 N State Route 2 | New Martinsville, WV |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1906 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 45714 |
| State and County Number | 39167 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Marietta, OH |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.firstmutual.bank |
| Data Updated | 01/30/2026 |
| CERT | 29617 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $112.46M |
| Total Deposits | $91.19M |
| Total Liabilities | $101.75M |
| Total Equity Capital | $10.71M |
| Net Income | $69.00k |
| Net Loans and Leases | $68.79M |
| Assets Per Employee ($Millions) | $6.62M |
| Bank Premises and Fixed Assets | $1.83M |
| Cash and Balances due from Depository Institutions | $9.54M |
| Deposits Held in Domestic Offices | $91.19M |
Key Performance Ratios
| Return on Assets (ROA) | 0.25% |
| Return on Equity (ROE) | 2.61% |
| Net Interest Margin | 2.76% |
| Efficiency Ratio | 94.4% |
| Tier 1 Risk-Based Capital Ratio | 18.114% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.525% |
| Earning Assets to total Assets | 88.9% |
Income and Expense
| Total Interest Income | $1.01M |
| Total Noninterest Income | $118.00k |
| Total Interest Expense | $328.00k |
| Total Noninterest Expense | $760.00k |
| Net Interest Income | $685.00k |
| Pre-tax Net Operating Income | $79.00k |
| Provision for Credit Losses | $-36,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $563.00k |
| Total Liabilities and Capital | $112.46M |
Securities
| Securities | $23.85M |
| Available-for-sale debt securities | $23.85M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Mutual Bank, FSB?
$112.46M as of the latest filing.
How much are First Mutual Bank, FSB's total deposits?
$91.19M in total deposits.
Where is First Mutual Bank, FSB located?
Belpre, OH.
What is the Net Interest Margin?
2.76%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1906.
What is the Return on Assets (ROA)?
0.25%.
How much are total loans and leases?
$68.79M (latest filing).
What is the total interest income (latest filing)?
$1.01M.