Spring Valley Bank
Wyoming, OH
IDRSSD: 2607412
Total Assets
$117.99M
Latest filing
Total Deposits
$72.30M
Latest filing
Net Interest Margin
6.40%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
042215468WYOMING, OH
Key People
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Locations
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Main Office
Spring Valley Bank
1206 Springfield Pike
Wyoming, OH 45215
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/02/1997FDIC Certificate 57149
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Spring Valley Bank (Main) | 1206 Springfield Pike | Wyoming, OH | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 09/02/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45215 |
| State and County Number | 39061 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cincinnati, OH-KY-IN |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 09/02/1997 |
| Primary Insurance Agency | DIF |
| Website | www.springvalleybank.com |
| Data Updated | 01/30/2026 |
| CERT | 34386 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $117.99M |
| Total Deposits | $72.30M |
| Total Liabilities | $78.30M |
| Total Equity Capital | $39.70M |
| Net Income | $904.00k |
| Net Loans and Leases | $106.53M |
| Assets Per Employee ($Millions) | $13.11M |
| Bank Premises and Fixed Assets | $136.00k |
| Cash and Balances due from Depository Institutions | $10.20M |
| Deposits Held in Domestic Offices | $72.30M |
Key Performance Ratios
| Return on Assets (ROA) | 3.09% |
| Return on Equity (ROE) | 9.21% |
| Net Interest Margin | 6.4% |
| Efficiency Ratio | 46.4% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 33.643% |
| Earning Assets to total Assets | 90.29% |
Income and Expense
| Total Interest Income | $2.34M |
| Total Noninterest Income | $16.00k |
| Total Interest Expense | $649.00k |
| Total Noninterest Expense | $792.00k |
| Net Interest Income | $1.69M |
| Pre-tax Net Operating Income | $904.00k |
| Provision for Credit Losses | $11.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.60M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $394.00k |
| Total Liabilities and Capital | $117.99M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Spring Valley Bank?
$117.99M as of the latest filing.
How much are Spring Valley Bank's total deposits?
$72.30M in total deposits.
Where is Spring Valley Bank located?
Wyoming, OH.
What is the Net Interest Margin?
6.40%.
How many domestic offices does it operate?
1.
When was it established?
09/02/1997.
What is the Return on Assets (ROA)?
3.09%.
How much are total loans and leases?
$106.53M (latest filing).
What is the total interest income (latest filing)?
$2.34M.