Miami Savings Bank
Miamitown, OH
IDRSSD: 367178
Total Assets
$133.53M
Latest filing
Total Deposits
$103.13M
Latest filing
Net Interest Margin
3.58%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Miami Savings Bank
8008 Ferry Street
Miamitown, OH 45041
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/27/1909FDIC Certificate 45127
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Miami Savings Bank (Main) | 8008 Ferry Street | Miamitown, OH |
| STATE STREET BRANCH | 444 S State St | Harrison, OH |
| OXFORD BRANCH | 475 Mcguffey Ave | Oxford, OH |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 12/27/1909 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 45041 |
| State and County Number | 39061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cincinnati, OH-KY-IN |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.miamisavings.bank |
| Data Updated | 01/30/2026 |
| CERT | 32293 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $133.53M |
| Total Deposits | $103.13M |
| Total Liabilities | $104.64M |
| Total Equity Capital | $28.89M |
| Net Income | $345.00k |
| Net Loans and Leases | $93.62M |
| Assets Per Employee ($Millions) | $5.81M |
| Bank Premises and Fixed Assets | $690.00k |
| Cash and Balances due from Depository Institutions | $26.67M |
| Deposits Held in Domestic Offices | $103.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.03% |
| Return on Equity (ROE) | 4.81% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 68.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 21.633% |
| Earning Assets to total Assets | 93.47% |
Income and Expense
| Total Interest Income | $1.57M |
| Total Noninterest Income | $69.00k |
| Total Interest Expense | $451.00k |
| Total Noninterest Expense | $814.00k |
| Net Interest Income | $1.12M |
| Pre-tax Net Operating Income | $426.00k |
| Provision for Credit Losses | $-48,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $109.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.41M |
| Total Liabilities and Capital | $133.53M |
Securities
| Securities | $5.07M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $5.07M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Miami Savings Bank?
$133.53M as of the latest filing.
How much are Miami Savings Bank's total deposits?
$103.13M in total deposits.
Where is Miami Savings Bank located?
Miamitown, OH.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
3.
When was it established?
12/27/1909.
What is the Return on Assets (ROA)?
1.03%.
How much are total loans and leases?
$93.62M (latest filing).
What is the total interest income (latest filing)?
$1.57M.