Woodsfield Savings Bank
Woodsfield, OH
IDRSSD: 97279
Total Assets
$114.96M
Latest filing
Total Deposits
$104.84M
Latest filing
Net Interest Margin
4.66%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Woodsfield Savings Bank
600 Lewisville Rd
Woodsfield, OH 43793
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/12/1887FDIC Certificate 45126
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Woodsfield Savings Bank (Main) | 600 Lewisville Rd | Woodsfield, OH |
| BARNSVILLE BRANCH | 201 N Chestnut St | Barnesville, OH |
| CADIZ BRANCH | 202 West Market Street | Cadiz, OH |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/12/1887 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43793 |
| State and County Number | 39111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 27 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.woodsfieldsavings.com |
| Data Updated | 01/30/2026 |
| CERT | 32292 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $114.96M |
| Total Deposits | $104.84M |
| Total Liabilities | $105.36M |
| Total Equity Capital | $9.60M |
| Net Income | $249.00k |
| Net Loans and Leases | $84.56M |
| Assets Per Employee ($Millions) | $4.42M |
| Bank Premises and Fixed Assets | $3.86M |
| Cash and Balances due from Depository Institutions | $6.08M |
| Deposits Held in Domestic Offices | $104.84M |
Key Performance Ratios
| Return on Assets (ROA) | 0.88% |
| Return on Equity (ROE) | 10.43% |
| Net Interest Margin | 4.66% |
| Efficiency Ratio | 71.93% |
| Tier 1 Risk-Based Capital Ratio | 14.207% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.35% |
| Earning Assets to total Assets | 94.58% |
Income and Expense
| Total Interest Income | $1.58M |
| Total Noninterest Income | $133.00k |
| Total Interest Expense | $324.00k |
| Total Noninterest Expense | $997.00k |
| Net Interest Income | $1.25M |
| Pre-tax Net Operating Income | $343.00k |
| Provision for Credit Losses | $46.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $518.00k |
| Total Liabilities and Capital | $114.96M |
Securities
| Securities | $19.07M |
| Available-for-sale debt securities | $19.07M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Woodsfield Savings Bank?
$114.96M as of the latest filing.
How much are Woodsfield Savings Bank's total deposits?
$104.84M in total deposits.
Where is Woodsfield Savings Bank located?
Woodsfield, OH.
What is the Net Interest Margin?
4.66%.
How many domestic offices does it operate?
3.
When was it established?
03/12/1887.
What is the Return on Assets (ROA)?
0.88%.
How much are total loans and leases?
$84.56M (latest filing).
What is the total interest income (latest filing)?
$1.58M.