The Citizens National Bank of Woodsfield
Woodsfield, OH
IDRSSD: 386825
Total Assets
$155.17M
Latest filing
Total Deposits
$137.15M
Latest filing
Net Interest Margin
3.37%
Profitability
Key People
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Locations
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Main Office
The Citizens National Bank of Woodsfield
143 S Main St
Woodsfield, OH 43793
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/07/1933FDIC Certificate 4513
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Citizens National Bank of Woodsfield (Main) | 143 S Main St | Woodsfield, OH |
| SARDIS BRANCH | State Route 7 | Sardis, OH |
| BARNESVILLE BRANCH | 102 Colonel Dr | Barnesville, OH |
| QUAKER CITY BRANCH | 209 Broadway Street | Quaker City, OH |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 12/07/1933 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 43793 |
| State and County Number | 39111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cnbwoodsfield.com |
| Data Updated | 01/30/2026 |
| CERT | 6732 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $155.17M |
| Total Deposits | $137.15M |
| Total Liabilities | $143.94M |
| Total Equity Capital | $11.22M |
| Net Income | $344.00k |
| Net Loans and Leases | $62.81M |
| Assets Per Employee ($Millions) | $5.75M |
| Bank Premises and Fixed Assets | $1.44M |
| Cash and Balances due from Depository Institutions | $22.55M |
| Deposits Held in Domestic Offices | $137.15M |
Key Performance Ratios
| Return on Assets (ROA) | 0.92% |
| Return on Equity (ROE) | 12.41% |
| Net Interest Margin | 3.37% |
| Efficiency Ratio | 65.95% |
| Tier 1 Risk-Based Capital Ratio | 22.216% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.234% |
| Earning Assets to total Assets | 95.41% |
Income and Expense
| Total Interest Income | $1.28M |
| Total Noninterest Income | $44.00k |
| Total Interest Expense | $77.00k |
| Total Noninterest Expense | $823.00k |
| Net Interest Income | $1.20M |
| Pre-tax Net Operating Income | $425.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $294.00k |
| Total Liabilities and Capital | $155.17M |
Securities
| Securities | $65.19M |
| Available-for-sale debt securities | $65.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Citizens National Bank of Woodsfield?
$155.17M as of the latest filing.
How much are The Citizens National Bank of Woodsfield's total deposits?
$137.15M in total deposits.
Where is The Citizens National Bank of Woodsfield located?
Woodsfield, OH.
What is the Net Interest Margin?
3.37%.
How many domestic offices does it operate?
4.
When was it established?
12/07/1933.
What is the Return on Assets (ROA)?
0.92%.
How much are total loans and leases?
$62.81M (latest filing).
What is the total interest income (latest filing)?
$1.28M.