Community Savings Bank
Bethel, OH
IDRSSD: 847979
Total Assets
$110.14M
Latest filing
Total Deposits
$82.74M
Latest filing
Net Interest Margin
3.54%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
242270698BETHEL, OH
Key People
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Locations
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Main Office
Community Savings Bank
503 W Plane St
Bethel, OH 45106
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/06/1889FDIC Certificate 45120
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Community Savings Bank (Main) | 503 W Plane St | Bethel, OH |
| GREENFIELD BRANCH | 355 Jefferson St | Greenfield, OH |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/06/1889 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 45106 |
| State and County Number | 39025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 25 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Cincinnati, OH-KY-IN |
Operational Info
| Number of Employees | 17 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.bankwith-csb.com |
| Data Updated | 01/30/2026 |
| CERT | 32286 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $110.14M |
| Total Deposits | $82.74M |
| Total Liabilities | $94.38M |
| Total Equity Capital | $15.76M |
| Net Income | $88.00k |
| Net Loans and Leases | $92.55M |
| Assets Per Employee ($Millions) | $6.48M |
| Bank Premises and Fixed Assets | $562.00k |
| Cash and Balances due from Depository Institutions | $6.43M |
| Deposits Held in Domestic Offices | $82.74M |
Key Performance Ratios
| Return on Assets (ROA) | 0.32% |
| Return on Equity (ROE) | 2.24% |
| Net Interest Margin | 3.54% |
| Efficiency Ratio | 88.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 14.305% |
| Earning Assets to total Assets | 94.65% |
Income and Expense
| Total Interest Income | $1.55M |
| Total Noninterest Income | $40.00k |
| Total Interest Expense | $623.00k |
| Total Noninterest Expense | $855.00k |
| Net Interest Income | $930.00k |
| Pre-tax Net Operating Income | $96.00k |
| Provision for Credit Losses | $19.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $10.63M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.01M |
| Total Liabilities and Capital | $110.14M |
Securities
| Securities | $5.54M |
| Available-for-sale debt securities | $5.54M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Savings Bank?
$110.14M as of the latest filing.
How much are Community Savings Bank's total deposits?
$82.74M in total deposits.
Where is Community Savings Bank located?
Bethel, OH.
What is the Net Interest Margin?
3.54%.
How many domestic offices does it operate?
2.
When was it established?
04/06/1889.
What is the Return on Assets (ROA)?
0.32%.
How much are total loans and leases?
$92.55M (latest filing).
What is the total interest income (latest filing)?
$1.55M.