The Settlers Bank

Marietta, OH
IDRSSD: 2747279
Total Assets
$135.31M
Latest filing
Total Deposits
$112.47M
Latest filing
Net Interest Margin
4.93%
Profitability

Locations

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Main Office
The Settlers Bank
115 3rd St # 121
Marietta, OH 45750
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/19/1999FDIC Certificate 74364

Branches (0)

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NameAddressCity / State
No branch data available.
The Settlers Bank (Main)115 3rd St # 121Marietta, OH

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date07/19/1999
Community BankYes
Ownership TypeNot Mutual
ZIP45750
State and County Number39167
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameMarietta, OH

Operational Info

Number of Employees21
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance07/19/1999
Primary Insurance AgencyDIF
Websitehttp://www.settlers.bank
Data Updated11/14/2025
CERT35060
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$135.31M
Total Deposits$112.47M
Total Liabilities$112.94M
Total Equity Capital$22.38M
Net Income$1.01M
Net Loans and Leases$84.32M
Assets Per Employee ($Millions)$7.12M
Bank Premises and Fixed Assets$1.01M
Cash and Balances due from Depository Institutions$11.82M
Deposits Held in Domestic Offices$112.47M

Key Performance Ratios

Return on Assets (ROA)3.01%
Return on Equity (ROE)18.31%
Net Interest Margin4.93%
Efficiency Ratio37.08%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.539%
Earning Assets to total Assets95.01%

Income and Expense

Total Interest Income$1.86M
Total Noninterest Income$522.00k
Total Interest Expense$294.00k
Total Noninterest Expense$775.00k
Net Interest Income$1.57M
Pre-tax Net Operating Income$1.31M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$9.23M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$470.00k
Total Liabilities and Capital$135.31M

Securities

Securities$24.73M
Available-for-sale debt securities$24.73M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Settlers Bank?
$135.31M as of the latest filing.
How much are The Settlers Bank's total deposits?
$112.47M in total deposits.
Where is The Settlers Bank located?
Marietta, OH.
What is the Net Interest Margin?
4.93%.
How many domestic offices does it operate?
1.
When was it established?
07/19/1999.
What is the Return on Assets (ROA)?
3.01%.
How much are total loans and leases?
$84.32M (latest filing).
What is the total interest income (latest filing)?
$1.86M.