First State Bank of Beecher City
Beecher City, IL
IDRSSD: 601041
Total Assets
$112.07M
Latest filing
Total Deposits
$94.27M
Latest filing
Net Interest Margin
4.82%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
First State Bank of Beecher City
101 S Charles St
Beecher City, IL 62414
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1910FDIC Certificate 6955
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First State Bank of Beecher City (Main) | 101 S Charles St | Beecher City, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62414 |
| State and County Number | 17049 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Effingham, IL |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fsbbc.com |
| Data Updated | 01/30/2026 |
| CERT | 10871 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $112.07M |
| Total Deposits | $94.27M |
| Total Liabilities | $94.80M |
| Total Equity Capital | $17.27M |
| Net Income | $502.00k |
| Net Loans and Leases | $82.23M |
| Assets Per Employee ($Millions) | $8.01M |
| Bank Premises and Fixed Assets | $413.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $94.27M |
Key Performance Ratios
| Return on Assets (ROA) | 1.83% |
| Return on Equity (ROE) | 11.79% |
| Net Interest Margin | 4.82% |
| Efficiency Ratio | 51.94% |
| Tier 1 Risk-Based Capital Ratio | 22.38% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.46% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.412% |
| Earning Assets to total Assets | 95.36% |
Income and Expense
| Total Interest Income | $1.79M |
| Total Noninterest Income | $150.00k |
| Total Interest Expense | $526.00k |
| Total Noninterest Expense | $735.00k |
| Net Interest Income | $1.26M |
| Pre-tax Net Operating Income | $555.00k |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $7.40M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $532.00k |
| Total Liabilities and Capital | $112.07M |
Securities
| Securities | $17.08M |
| Available-for-sale debt securities | $17.08M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First State Bank of Beecher City?
$112.07M as of the latest filing.
How much are First State Bank of Beecher City's total deposits?
$94.27M in total deposits.
Where is First State Bank of Beecher City located?
Beecher City, IL.
What is the Net Interest Margin?
4.82%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1910.
What is the Return on Assets (ROA)?
1.83%.
How much are total loans and leases?
$82.23M (latest filing).
What is the total interest income (latest filing)?
$1.79M.