United Bank & Trust
Marysville, KS
IDRSSD: 990352
Total Assets
$879.68M
Latest filing
Total Deposits
$677.64M
Latest filing
Net Interest Margin
3.67%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
United Bank & Trust
823 Broadway
Marysville, KS 66508
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/01/1890FDIC Certificate 11462
Branches (15)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| United Bank & Trust (Main) | 823 Broadway | Marysville, KS |
| 302 W 6TH STREET BRANCH | 302 W 6th St | Concordia, KS |
| LINN BRANCH | 300 4th St | Linn, KS |
| CONCORDIA BRANCH | 2010 Lincoln St | Concordia, KS |
| DRIVE-IN FACILITY | 602 North St | Seneca, KS |
| BELLEVILLE BRANCH | 1404 28th St | Belleville, KS |
| CLAY CENTER BRANCH | 502 Lincoln Ave | Clay Center, KS |
| 413 WASHINGTON STREET BRANCH | 413 Washington St | Clyde, KS |
Showing 7 of 15
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 07/01/1890 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66508 |
| State and County Number | 20117 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 109 |
| Domestic Offices | 16 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/28/1955 |
| Primary Insurance Agency | DIF |
| Website | www.ubankonline.com |
| Data Updated | 11/14/2025 |
| CERT | 17477 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $879.68M |
| Total Deposits | $677.64M |
| Total Liabilities | $780.02M |
| Total Equity Capital | $99.66M |
| Net Income | $2.69M |
| Net Loans and Leases | $646.78M |
| Assets Per Employee ($Millions) | $8.3M |
| Bank Premises and Fixed Assets | $11.43M |
| Cash and Balances due from Depository Institutions | $9.71M |
| Deposits Held in Domestic Offices | $677.64M |
Key Performance Ratios
| Return on Assets (ROA) | 1.22% |
| Return on Equity (ROE) | 10.92% |
| Net Interest Margin | 3.67% |
| Efficiency Ratio | 55.52% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.329% |
| Earning Assets to total Assets | 91.85% |
Income and Expense
| Total Interest Income | $11.15M |
| Total Noninterest Income | $664.00k |
| Total Interest Expense | $3.73M |
| Total Noninterest Expense | $4.53M |
| Net Interest Income | $7.41M |
| Pre-tax Net Operating Income | $3.40M |
| Provision for Credit Losses | $150.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $990.00k |
| Other borrowed funds | $79.71M |
| Federal Funds Sold & Reverse Repurchase Agreement | $200.00k |
| Federal Funds Purchased and Repurchased Agreement | $19.66M |
| All Other Liabilities | $3.02M |
| Total Liabilities and Capital | $879.68M |
Securities
| Securities | $160.52M |
| Available-for-sale debt securities | $160.52M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of United Bank & Trust?
$879.68M as of the latest filing.
How much are United Bank & Trust's total deposits?
$677.64M in total deposits.
Where is United Bank & Trust located?
Marysville, KS.
What is the Net Interest Margin?
3.67%.
How many domestic offices does it operate?
16.
When was it established?
07/01/1890.
What is the Return on Assets (ROA)?
1.22%.
How much are total loans and leases?
$646.78M (latest filing).
What is the total interest income (latest filing)?
$11.15M.