Silver Lake Bank
Topeka, KS
IDRSSD: 326054
Total Assets
$494.07M
Latest filing
Total Deposits
$395.22M
Latest filing
Net Interest Margin
4.73%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101110404SILVER LAKE, KS
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Silver Lake Bank
201 Nw Us Highway 24
Topeka, KS 66608
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1909FDIC Certificate 9659
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Silver Lake Bank (Main) | 201 Nw Us Highway 24 | Topeka, KS |
| SILVER LAKE BRANCH | 209 W Railroad St | Silver Lake, KS |
| URISH ROAD BRANCH | 2100 Sw Urish Rd | Topeka, KS |
| GAGE BRANCH | 2011 Sw Gage Blvd | Topeka, KS |
| LAWRENCE BRANCH | 643 Massachusetts St | Lawrence, KS |
| OVERLAND PARK BRANCH | 7206 College Boulevard | Overland Park, KS |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66608 |
| State and County Number | 20177 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Topeka, KS |
Operational Info
| Number of Employees | 61 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 12/16/1935 |
| Primary Insurance Agency | DIF |
| Website | www.silverlakebank.com |
| Data Updated | 01/30/2026 |
| CERT | 15323 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $494.07M |
| Total Deposits | $395.22M |
| Total Liabilities | $440.87M |
| Total Equity Capital | $53.20M |
| Net Income | $2.16M |
| Net Loans and Leases | $361.94M |
| Assets Per Employee ($Millions) | $8.1M |
| Bank Premises and Fixed Assets | $3.85M |
| Cash and Balances due from Depository Institutions | $39.20M |
| Deposits Held in Domestic Offices | $395.22M |
Key Performance Ratios
| Return on Assets (ROA) | 1.79% |
| Return on Equity (ROE) | 16.57% |
| Net Interest Margin | 4.73% |
| Efficiency Ratio | 52.07% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.768% |
| Earning Assets to total Assets | 96.18% |
Income and Expense
| Total Interest Income | $7.87M |
| Total Noninterest Income | $353.00k |
| Total Interest Expense | $2.37M |
| Total Noninterest Expense | $3.05M |
| Net Interest Income | $5.50M |
| Pre-tax Net Operating Income | $2.76M |
| Provision for Credit Losses | $43.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $15.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $29.06M |
| All Other Liabilities | $1.59M |
| Total Liabilities and Capital | $494.07M |
Securities
| Securities | $81.61M |
| Available-for-sale debt securities | $37.64M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $42.84M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Silver Lake Bank?
$494.07M as of the latest filing.
How much are Silver Lake Bank's total deposits?
$395.22M in total deposits.
Where is Silver Lake Bank located?
Topeka, KS.
What is the Net Interest Margin?
4.73%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1909.
What is the Return on Assets (ROA)?
1.79%.
How much are total loans and leases?
$361.94M (latest filing).
What is the total interest income (latest filing)?
$7.87M.