The Denison State Bank
Holton, KS
IDRSSD: 869551
Total Assets
$468.72M
Latest filing
Total Deposits
$383.50M
Latest filing
Net Interest Margin
4.21%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
101108034HOLTON, KS
Key People
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Locations
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Main Office
The Denison State Bank
421 New York Ave
Holton, KS 66436
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1901FDIC Certificate 9646
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Denison State Bank (Main) | 421 New York Ave | Holton, KS |
| HOYT BRANCH | 210 Hwy K-214 | Hoyt, KS |
| HOLTON BRANCH | 207 Arizona Ave | Holton, KS |
| TOPEKA BRANCH | 3640 Sw Fairlawn Rd | Topeka, KS |
| MERIDEN BRANCH | 3675 74th St | Meriden, KS |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66436 |
| State and County Number | 20085 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Topeka, KS |
Operational Info
| Number of Employees | 70 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/19/1935 |
| Primary Insurance Agency | DIF |
| Website | http://www.dsbks.com |
| Data Updated | 01/30/2026 |
| CERT | 15305 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $468.72M |
| Total Deposits | $383.50M |
| Total Liabilities | $396.80M |
| Total Equity Capital | $71.92M |
| Net Income | $795.00k |
| Net Loans and Leases | $305.49M |
| Assets Per Employee ($Millions) | $6.7M |
| Bank Premises and Fixed Assets | $2.71M |
| Cash and Balances due from Depository Institutions | $19.45M |
| Deposits Held in Domestic Offices | $383.50M |
Key Performance Ratios
| Return on Assets (ROA) | 0.69% |
| Return on Equity (ROE) | 4.43% |
| Net Interest Margin | 4.21% |
| Efficiency Ratio | 55.1% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 1.45% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.344% |
| Earning Assets to total Assets | 93.26% |
Income and Expense
| Total Interest Income | $6.28M |
| Total Noninterest Income | $1.00M |
| Total Interest Expense | $1.78M |
| Total Noninterest Expense | $3.04M |
| Net Interest Income | $4.51M |
| Pre-tax Net Operating Income | $807.00k |
| Provision for Credit Losses | $1.67M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $11.66M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.64M |
| Total Liabilities and Capital | $468.72M |
Securities
| Securities | $117.83M |
| Available-for-sale debt securities | $117.59M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Denison State Bank?
$468.72M as of the latest filing.
How much are The Denison State Bank's total deposits?
$383.50M in total deposits.
Where is The Denison State Bank located?
Holton, KS.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
0.69%.
How much are total loans and leases?
$305.49M (latest filing).
What is the total interest income (latest filing)?
$6.28M.