Mercer Savings Bank
Celina, OH
IDRSSD: 661072
Total Assets
$176.43M
Latest filing
Total Deposits
$146.34M
Latest filing
Net Interest Margin
4.41%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Mercer Savings Bank
1100 Irmscher Blvd
Celina, OH 45822
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1888FDIC Certificate 42918
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Mercer Savings Bank (Main) | 1100 Irmscher Blvd | Celina, OH |
| 120 NORTH WAYNE ST BRANCH | 120 N Wayne St | Fort Recovery, OH |
| 123 EAST MAIN STREET BRANCH | 123 E Main St | Greenville, OH |
| CELINA BRANCH | 217 W Market St | Celina, OH |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1888 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 45822 |
| State and County Number | 39107 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Celina, OH |
Operational Info
| Number of Employees | 32 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 07/26/2023 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.mercersavings.com |
| Data Updated | 11/14/2025 |
| CERT | 30084 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $176.43M |
| Total Deposits | $146.34M |
| Total Liabilities | $154.52M |
| Total Equity Capital | $21.91M |
| Net Income | $401.00k |
| Net Loans and Leases | $150.77M |
| Assets Per Employee ($Millions) | $5.04M |
| Bank Premises and Fixed Assets | $5.15M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $146.34M |
Key Performance Ratios
| Return on Assets (ROA) | 0.91% |
| Return on Equity (ROE) | 7.42% |
| Net Interest Margin | 4.41% |
| Efficiency Ratio | 74.3% |
| Tier 1 Risk-Based Capital Ratio | 17.074% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.419% |
| Earning Assets to total Assets | 92.6% |
Income and Expense
| Total Interest Income | $2.42M |
| Total Noninterest Income | $88.00k |
| Total Interest Expense | $621.00k |
| Total Noninterest Expense | $1.41M |
| Net Interest Income | $1.80M |
| Pre-tax Net Operating Income | $486.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $6.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.07M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.18M |
| Total Liabilities and Capital | $176.43M |
Securities
| Securities | $9.72M |
| Available-for-sale debt securities | $9.66M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $68.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Mercer Savings Bank?
$176.43M as of the latest filing.
How much are Mercer Savings Bank's total deposits?
$146.34M in total deposits.
Where is Mercer Savings Bank located?
Celina, OH.
What is the Net Interest Margin?
4.41%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1888.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$150.77M (latest filing).
What is the total interest income (latest filing)?
$2.42M.