The Peoples Savings Bank
Urbana, OH
IDRSSD: 819172
Total Assets
$180.22M
Latest filing
Total Deposits
$162.01M
Latest filing
Net Interest Margin
3.71%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples Savings Bank
10 Monument Sq
Urbana, OH 43078
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1892FDIC Certificate 42809
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Savings Bank (Main) | 10 Monument Sq | Urbana, OH |
| 618 SCIOTO STREET BRANCH | 618 Scioto St | Urbana, OH |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | N/A |
| Primary Regulator | FDIC |
| Established Date | 01/01/1892 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 43078 |
| State and County Number | 39021 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 36 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Urbana, OH |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.thepeoplessavingsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 29975 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $180.22M |
| Total Deposits | $162.01M |
| Total Liabilities | $165.09M |
| Total Equity Capital | $15.13M |
| Net Income | $216.00k |
| Net Loans and Leases | $155.86M |
| Assets Per Employee ($Millions) | $6.44M |
| Bank Premises and Fixed Assets | $1.14M |
| Cash and Balances due from Depository Institutions | $12.19M |
| Deposits Held in Domestic Offices | $162.01M |
Key Performance Ratios
| Return on Assets (ROA) | 0.48% |
| Return on Equity (ROE) | 5.77% |
| Net Interest Margin | 3.71% |
| Efficiency Ratio | 81.07% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.393% |
| Earning Assets to total Assets | 96.18% |
Income and Expense
| Total Interest Income | $2.45M |
| Total Noninterest Income | $89.00k |
| Total Interest Expense | $855.00k |
| Total Noninterest Expense | $1.37M |
| Net Interest Income | $1.60M |
| Pre-tax Net Operating Income | $273.00k |
| Provision for Credit Losses | $46.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $50.00k |
| Other borrowed funds | $2.02M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.06M |
| Total Liabilities and Capital | $180.22M |
Securities
| Securities | $8.44M |
| Available-for-sale debt securities | $8.44M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Savings Bank?
$180.22M as of the latest filing.
How much are The Peoples Savings Bank's total deposits?
$162.01M in total deposits.
Where is The Peoples Savings Bank located?
Urbana, OH.
What is the Net Interest Margin?
3.71%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
0.48%.
How much are total loans and leases?
$155.86M (latest filing).
What is the total interest income (latest filing)?
$2.45M.