Sumitomo Mitsui Trust Bank (U.S.A.) Limited

Hoboken, NJ
IDRSSD: 925411
Total Assets
$4.35B
Latest filing
Total Deposits
$3.77B
Latest filing
Net Interest Margin
2.38%
Profitability

Locations

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Main Office
Sumitomo Mitsui Trust Bank (U.S.A.) Limited
111 River St
Hoboken, NJ 07030
Full Service - Brick and Mortar
Updated 11/14/2025Established 09/21/1987FDIC Certificate 38653

Branches (0)

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NameAddressCity / State
No branch data available.
Sumitomo Mitsui Trust Bank (U.S.A.) Limited (Main)111 River StHoboken, NJ

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/21/1987
Community BankNo
Ownership TypeNot Mutual
ZIP07030
State and County Number34017
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameNew York-Newark-Jersey City, NY-NJ-PA

Operational Info

Number of Employees255
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance09/21/1987
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT27054
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$4.35B
Total Deposits$3.77B
Total Liabilities$3.82B
Total Equity Capital$532.30M
Net Income$20.71M
Net Loans and Leases$1.02M
Assets Per Employee ($Millions)$17.2M
Bank Premises and Fixed Assets$20.48M
Cash and Balances due from Depository Institutions$4.27B
Deposits Held in Domestic Offices$3.77B

Key Performance Ratios

Return on Assets (ROA)1.98%
Return on Equity (ROE)15.88%
Net Interest Margin2.38%
Efficiency Ratio46.72%
Tier 1 Risk-Based Capital Ratio36.635%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.232%
Earning Assets to total Assets97.83%

Income and Expense

Total Interest Income$40.70M
Total Noninterest Income$24.78M
Total Interest Expense$16.26M
Total Noninterest Expense$22.99M
Net Interest Income$24.43M
Pre-tax Net Operating Income$26.22M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$52.56M
Total Liabilities and Capital$4.35B

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Sumitomo Mitsui Trust Bank (U.S.A.) Limited?
$4.35B as of the latest filing.
How much are Sumitomo Mitsui Trust Bank (U.S.A.) Limited's total deposits?
$3.77B in total deposits.
Where is Sumitomo Mitsui Trust Bank (U.S.A.) Limited located?
Hoboken, NJ.
What is the Net Interest Margin?
2.38%.
How many domestic offices does it operate?
1.
When was it established?
09/21/1987.
What is the Return on Assets (ROA)?
1.98%.
How much are total loans and leases?
$1.02M (latest filing).
What is the total interest income (latest filing)?
$40.70M.