Union County Savings Bank
Elizabeth, NJ
IDRSSD: 373601
Total Assets
$1.50B
Latest filing
Total Deposits
$1.36B
Latest filing
Net Interest Margin
-0.40%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
221272329ELIZABETH, NJ
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
Union County Savings Bank
320 N Broad St
Elizabeth, NJ 07208
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1883FDIC Certificate 7656
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Union County Savings Bank (Main) | 320 N Broad St | Elizabeth, NJ |
| BROAD STREET BRANCH | 61 Broad St | Elizabeth, NJ |
| UNION BRANCH | 642 Chestnut St | Union, NJ |
| CRANFORD BRANCH | 201 North Ave W | Cranford, NJ |
Showing 3 of 3
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Crown Bank
Elizabeth, New Jersey
→
Assets: $642.27MΔ -57.3%
First Commerce Bank
Lakewood, New Jersey
→
Assets: $1.71BΔ +13.7%
Bessemer Trust Company
Woodbridge, New Jersey
→
Assets: $1.75BΔ +16.4%
Sturdy Savings Bank
Stone Harbor, New Jersey
→
Assets: $1.17BΔ -22.1%
Somerset Regal Bank
Bound Brook, New Jersey
→
Assets: $1.11BΔ -26.2%
Haven Savings Bank
Hoboken, New Jersey
→
Assets: $1.02BΔ -32.5%
Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 10/01/1883 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 07208 |
| State and County Number | 34039 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | New York-Newark-Jersey City, NY-NJ-PA |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.unioncountysavings.com |
| Data Updated | 01/30/2026 |
| CERT | 12013 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.50B |
| Total Deposits | $1.36B |
| Total Liabilities | $1.51B |
| Total Equity Capital | $-7,010,000 |
| Net Income | $-5,021,000 |
| Net Loans and Leases | $278.94M |
| Assets Per Employee ($Millions) | $31.97M |
| Bank Premises and Fixed Assets | $11.16M |
| Cash and Balances due from Depository Institutions | $151.29M |
| Deposits Held in Domestic Offices | $1.36B |
Key Performance Ratios
| Return on Assets (ROA) | -1.34% |
| Return on Equity (ROE) | 246.07% |
| Net Interest Margin | -0.4% |
| Efficiency Ratio | -263.15% |
| Tier 1 Risk-Based Capital Ratio | 23.367% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | -0.467% |
| Earning Assets to total Assets | 98.51% |
Income and Expense
| Total Interest Income | $11.79M |
| Total Noninterest Income | $97.00k |
| Total Interest Expense | $13.27M |
| Total Noninterest Expense | $3.64M |
| Net Interest Income | $-1,481,000 |
| Pre-tax Net Operating Income | $-5,021,000 |
| Provision for Credit Losses | $-5,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $150.00M |
| All Other Liabilities | $3.41M |
| Total Liabilities and Capital | $1.50B |
Securities
| Securities | $1.05B |
| Available-for-sale debt securities | $1.05B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Union County Savings Bank?
$1.50B as of the latest filing.
How much are Union County Savings Bank's total deposits?
$1.36B in total deposits.
Where is Union County Savings Bank located?
Elizabeth, NJ.
What is the Net Interest Margin?
-0.40%.
How many domestic offices does it operate?
4.
When was it established?
10/01/1883.
What is the Return on Assets (ROA)?
-1.34%.
How much are total loans and leases?
$278.94M (latest filing).
What is the total interest income (latest filing)?
$11.79M.