Peoples State Bank, Fairmount, N. D.
Fairmount, ND
IDRSSD: 838155
Total Assets
$35.95M
Latest filing
Total Deposits
$33.22M
Latest filing
Net Interest Margin
4.51%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Peoples State Bank, Fairmount, N. D.
201 Main Ave
Fairmount, ND 58030
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/02/1953FDIC Certificate 11209
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Peoples State Bank, Fairmount, N. D. (Main) | 201 Main Ave | Fairmount, ND |
| WAHPETON BRANCH | 1900 11th St N | Wahpeton, ND |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/02/1953 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 58030 |
| State and County Number | 38077 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Wahpeton, ND-MN |
Operational Info
| Number of Employees | 9 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/02/1953 |
| Primary Insurance Agency | DIF |
| Website | www.peoples-state.com |
| Data Updated | 01/30/2026 |
| CERT | 17174 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $35.95M |
| Total Deposits | $33.22M |
| Total Liabilities | $33.33M |
| Total Equity Capital | $2.62M |
| Net Income | $-21,000 |
| Net Loans and Leases | $22.98M |
| Assets Per Employee ($Millions) | $3.6M |
| Bank Premises and Fixed Assets | $198.00k |
| Cash and Balances due from Depository Institutions | $1.18M |
| Deposits Held in Domestic Offices | $33.22M |
Key Performance Ratios
| Return on Assets (ROA) | -0.23% |
| Return on Equity (ROE) | -3.19% |
| Net Interest Margin | 4.51% |
| Efficiency Ratio | 107.3% |
| Tier 1 Risk-Based Capital Ratio | 12.303% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.288% |
| Earning Assets to total Assets | 94.1% |
Income and Expense
| Total Interest Income | $500.00k |
| Total Noninterest Income | $10.00k |
| Total Interest Expense | $113.00k |
| Total Noninterest Expense | $426.00k |
| Net Interest Income | $387.00k |
| Pre-tax Net Operating Income | $-29,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $805.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $111.00k |
| Total Liabilities and Capital | $35.95M |
Securities
| Securities | $10.04M |
| Available-for-sale debt securities | $10.04M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Peoples State Bank, Fairmount, N. D.?
$35.95M as of the latest filing.
How much are Peoples State Bank, Fairmount, N. D.'s total deposits?
$33.22M in total deposits.
Where is Peoples State Bank, Fairmount, N. D. located?
Fairmount, ND.
What is the Net Interest Margin?
4.51%.
How many domestic offices does it operate?
2.
When was it established?
01/02/1953.
What is the Return on Assets (ROA)?
-0.23%.
How much are total loans and leases?
$22.98M (latest filing).
What is the total interest income (latest filing)?
$500.00k.