State Bank of Cherry
Cherry, IL
IDRSSD: 258539
Total Assets
$137.60M
Latest filing
Total Deposits
$107.11M
Latest filing
Net Interest Margin
3.53%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071112176CHERRY, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
State Bank of Cherry
110 S Main St
Cherry, IL 61317
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/06/1906FDIC Certificate 7471
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| State Bank of Cherry (Main) | 110 S Main St | Cherry, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/06/1906 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61317 |
| State and County Number | 17011 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Ottawa, IL |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.statebankofcherry.com |
| Data Updated | 01/30/2026 |
| CERT | 11686 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $137.60M |
| Total Deposits | $107.11M |
| Total Liabilities | $121.50M |
| Total Equity Capital | $16.09M |
| Net Income | $347.00k |
| Net Loans and Leases | $97.88M |
| Assets Per Employee ($Millions) | $11.47M |
| Bank Premises and Fixed Assets | $1.09M |
| Cash and Balances due from Depository Institutions | $3.62M |
| Deposits Held in Domestic Offices | $107.11M |
Key Performance Ratios
| Return on Assets (ROA) | 1.01% |
| Return on Equity (ROE) | 8.69% |
| Net Interest Margin | 3.53% |
| Efficiency Ratio | 62.4% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.696% |
| Earning Assets to total Assets | 95.94% |
Income and Expense
| Total Interest Income | $1.78M |
| Total Noninterest Income | $77.00k |
| Total Interest Expense | $620.00k |
| Total Noninterest Expense | $770.00k |
| Net Interest Income | $1.16M |
| Pre-tax Net Operating Income | $429.00k |
| Provision for Credit Losses | $35.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.72M |
| Other borrowed funds | $13.87M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $523.00k |
| Total Liabilities and Capital | $137.60M |
Securities
| Securities | $30.66M |
| Available-for-sale debt securities | $30.66M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of State Bank of Cherry?
$137.60M as of the latest filing.
How much are State Bank of Cherry's total deposits?
$107.11M in total deposits.
Where is State Bank of Cherry located?
Cherry, IL.
What is the Net Interest Margin?
3.53%.
How many domestic offices does it operate?
1.
When was it established?
05/06/1906.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$97.88M (latest filing).
What is the total interest income (latest filing)?
$1.78M.