The Iuka State Bank
Salem, IL
IDRSSD: 233442
Total Assets
$143.54M
Latest filing
Total Deposits
$102.44M
Latest filing
Net Interest Margin
4.21%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
081213780SALEM, IL
Key People
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Locations
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Main Office
The Iuka State Bank
205 W Main St
Salem, IL 62881
Full Service - Brick and Mortar
Updated 01/30/2026Established 12/10/1910FDIC Certificate 7227
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Iuka State Bank (Main) | 205 W Main St | Salem, IL |
| SALEM BANKING DRIVE UP FACILITY | 420 W Main St | Salem, IL |
| IUKA BRANCH | 303 N Main St | Iuka, IL |
| FARINA BANKING CENTER BRANCH | 903 W Washington St | Farina, IL |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/10/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62881 |
| State and County Number | 17121 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Centralia, IL |
Operational Info
| Number of Employees | 29 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.iukabank.com |
| Data Updated | 01/30/2026 |
| CERT | 11317 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $143.54M |
| Total Deposits | $102.44M |
| Total Liabilities | $129.71M |
| Total Equity Capital | $13.83M |
| Net Income | $-178,000 |
| Net Loans and Leases | $115.66M |
| Assets Per Employee ($Millions) | $4.49M |
| Bank Premises and Fixed Assets | $2.69M |
| Cash and Balances due from Depository Institutions | $7.25M |
| Deposits Held in Domestic Offices | $102.44M |
Key Performance Ratios
| Return on Assets (ROA) | -0.5% |
| Return on Equity (ROE) | -5.12% |
| Net Interest Margin | 4.21% |
| Efficiency Ratio | 81.35% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.97% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.638% |
| Earning Assets to total Assets | 92.62% |
Income and Expense
| Total Interest Income | $2.28M |
| Total Noninterest Income | $41.00k |
| Total Interest Expense | $883.00k |
| Total Noninterest Expense | $1.17M |
| Net Interest Income | $1.40M |
| Pre-tax Net Operating Income | $-78,000 |
| Provision for Credit Losses | $346.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $80.00k |
| Other borrowed funds | $25.99M |
| Federal Funds Sold & Reverse Repurchase Agreement | $662.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.27M |
| Total Liabilities and Capital | $143.54M |
Securities
| Securities | $12.27M |
| Available-for-sale debt securities | $12.27M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Iuka State Bank?
$143.54M as of the latest filing.
How much are The Iuka State Bank's total deposits?
$102.44M in total deposits.
Where is The Iuka State Bank located?
Salem, IL.
What is the Net Interest Margin?
4.21%.
How many domestic offices does it operate?
4.
When was it established?
12/10/1910.
What is the Return on Assets (ROA)?
-0.5%.
How much are total loans and leases?
$115.66M (latest filing).
What is the total interest income (latest filing)?
$2.28M.