First Community Bank of Hillsboro
Hillsboro, IL
IDRSSD: 2696180
Total Assets
$139.88M
Latest filing
Total Deposits
$107.02M
Latest filing
Net Interest Margin
2.78%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Community Bank of Hillsboro
807 S Main St
Hillsboro, IL 62049
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/29/1998FDIC Certificate 61524
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| First Community Bank of Hillsboro (Main) | 807 S Main St | Hillsboro, IL |
| FIRST COMMUNITY BANK OF HILLSBORO - WEBSITE BRANCH | 807 S Main St | Hillsboro, IL |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/29/1998 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62049 |
| State and County Number | 17135 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 08 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 23 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/29/1998 |
| Primary Insurance Agency | DIF |
| Website | www.fcbhillsboro.com |
| Data Updated | 11/14/2025 |
| CERT | 34752 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $139.88M |
| Total Deposits | $107.02M |
| Total Liabilities | $126.64M |
| Total Equity Capital | $13.24M |
| Net Income | $349.00k |
| Net Loans and Leases | $79.71M |
| Assets Per Employee ($Millions) | $6.08M |
| Bank Premises and Fixed Assets | $476.00k |
| Cash and Balances due from Depository Institutions | $14.13M |
| Deposits Held in Domestic Offices | $107.02M |
Key Performance Ratios
| Return on Assets (ROA) | 1.01% |
| Return on Equity (ROE) | 10.98% |
| Net Interest Margin | 2.78% |
| Efficiency Ratio | 64.75% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.469% |
| Earning Assets to total Assets | 94.77% |
Income and Expense
| Total Interest Income | $1.43M |
| Total Noninterest Income | $163.00k |
| Total Interest Expense | $516.00k |
| Total Noninterest Expense | $700.00k |
| Net Interest Income | $918.00k |
| Pre-tax Net Operating Income | $371.00k |
| Provision for Credit Losses | $10.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $19.25M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $364.00k |
| Total Liabilities and Capital | $139.88M |
Securities
| Securities | $41.61M |
| Available-for-sale debt securities | $41.61M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Community Bank of Hillsboro?
$139.88M as of the latest filing.
How much are First Community Bank of Hillsboro's total deposits?
$107.02M in total deposits.
Where is First Community Bank of Hillsboro located?
Hillsboro, IL.
What is the Net Interest Margin?
2.78%.
How many domestic offices does it operate?
2.
When was it established?
05/29/1998.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$79.71M (latest filing).
What is the total interest income (latest filing)?
$1.43M.