Union Federal Savings and Loan Association

Kewanee, IL
IDRSSD: 656779
Total Assets
$145.19M
Latest filing
Total Deposits
$120.86M
Latest filing
Net Interest Margin
3.20%
Profitability

Locations

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Main Office
Union Federal Savings and Loan Association
104 N Tremont St
Kewanee, IL 61443
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1890FDIC Certificate 40601

Branches (5)

Page 1 of 1
NameAddressCity / State
Union Federal Savings and Loan Association (Main)104 N Tremont StKewanee, IL
MILAN BRANCH110 10th Ave WMilan, IL
ORION BRANCH1110 Division StOrion, IL
EAST MOLINE BRANCH357 42nd AveEast Moline, IL
320 W MAIN ST BRANCH320 W Main StGeneseo, IL
WEST WASHINGTON AVENUE BRANCH115 W Washington AveMadison, WI
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1890
Community BankYes
Ownership TypeMutual
ZIP61443
State and County Number17073
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number07
Numeric code34
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameDavenport-Moline-Rock Island, IA-IL

Operational Info

Number of Employees33
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.myunionfederal.com
Data Updated11/14/2025
CERT27767
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$145.19M
Total Deposits$120.86M
Total Liabilities$121.78M
Total Equity Capital$23.41M
Net Income$55.00k
Net Loans and Leases$119.94M
Assets Per Employee ($Millions)$4.4M
Bank Premises and Fixed Assets$2.42M
Cash and Balances due from Depository Institutions$12.06M
Deposits Held in Domestic Offices$120.86M

Key Performance Ratios

Return on Assets (ROA)0.15%
Return on Equity (ROE)0.94%
Net Interest Margin3.2%
Efficiency Ratio90.53%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.08%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets16.123%
Earning Assets to total Assets93.76%

Income and Expense

Total Interest Income$1.61M
Total Noninterest Income$72.00k
Total Interest Expense$521.00k
Total Noninterest Expense$1.06M
Net Interest Income$1.09M
Pre-tax Net Operating Income$66.00k
Provision for Credit Losses$30.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$921.00k
Total Liabilities and Capital$145.19M

Securities

Securities$5.61M
Available-for-sale debt securities$4.66M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$904.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Union Federal Savings and Loan Association?
$145.19M as of the latest filing.
How much are Union Federal Savings and Loan Association's total deposits?
$120.86M in total deposits.
Where is Union Federal Savings and Loan Association located?
Kewanee, IL.
What is the Net Interest Margin?
3.20%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1890.
What is the Return on Assets (ROA)?
0.15%.
How much are total loans and leases?
$119.94M (latest filing).
What is the total interest income (latest filing)?
$1.61M.