Heritage Bank of Schaumburg

Schaumburg, IL
IDRSSD: 337340
Total Assets
$149.96M
Latest filing
Total Deposits
$126.70M
Latest filing
Net Interest Margin
3.66%
Profitability

Key People

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Locations

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Main Office
Heritage Bank of Schaumburg
1535 W Schaumburg Rd
Schaumburg, IL 60194
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/08/1974FDIC Certificate 15035

Branches (0)

Page 1 of 1
NameAddressCity / State
No branch data available.
Heritage Bank of Schaumburg (Main)1535 W Schaumburg RdSchaumburg, IL

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/08/1974
Community BankYes
Ownership TypeNot Mutual
ZIP60194
State and County Number17031
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees16
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/08/1974
Primary Insurance AgencyDIF
Websitewww.hbschaumburg.com
Data Updated01/30/2026
CERT21721
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$149.96M
Total Deposits$126.70M
Total Liabilities$127.36M
Total Equity Capital$22.61M
Net Income$511.00k
Net Loans and Leases$77.11M
Assets Per Employee ($Millions)$8.82M
Bank Premises and Fixed Assets$1.27M
Cash and Balances due from Depository Institutions$17.99M
Deposits Held in Domestic Offices$126.70M

Key Performance Ratios

Return on Assets (ROA)1.37%
Return on Equity (ROE)9.14%
Net Interest Margin3.66%
Efficiency Ratio60.61%
Tier 1 Risk-Based Capital Ratio21.983%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.074%
Earning Assets to total Assets92.21%

Income and Expense

Total Interest Income$1.58M
Total Noninterest Income$50.00k
Total Interest Expense$325.00k
Total Noninterest Expense$791.00k
Net Interest Income$1.25M
Pre-tax Net Operating Income$514.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$650.00k
Total Liabilities and Capital$149.96M

Securities

Securities$44.50M
Available-for-sale debt securities$44.50M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Heritage Bank of Schaumburg?
$149.96M as of the latest filing.
How much are Heritage Bank of Schaumburg's total deposits?
$126.70M in total deposits.
Where is Heritage Bank of Schaumburg located?
Schaumburg, IL.
What is the Net Interest Margin?
3.66%.
How many domestic offices does it operate?
1.
When was it established?
08/08/1974.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$77.11M (latest filing).
What is the total interest income (latest filing)?
$1.58M.