Texas Heritage National Bank
Daingerfield, TX
IDRSSD: 824653
Total Assets
$958.20M
Latest filing
Total Deposits
$801.12M
Latest filing
Net Interest Margin
3.76%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
111906501DAINGERFIELD, TX
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Texas Heritage National Bank
107 Webb St
Daingerfield, TX 75638
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1892FDIC Certificate 2027
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Texas Heritage National Bank (Main) | 107 Webb St | Daingerfield, TX |
| OMAHA BRANCH | 201 West Main | Omaha, TX |
| ORE CITY BRANCH | 215 Us Highway 259 S | Ore City, TX |
| SULPHUR SPRINGS BRANCH | 215 N Hillcrest Dr | Sulphur Springs, TX |
| DALLAS BRANCH OFFICE | 4801 Spring Valley Rd | Farmers Branch, TX |
| GILMER BRANCH | 795 Us Highway 271 N | Gilmer, TX |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1892 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 75638 |
| State and County Number | 48343 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 109 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thnb.bank |
| Data Updated | 01/30/2026 |
| CERT | 3161 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $958.20M |
| Total Deposits | $801.12M |
| Total Liabilities | $866.67M |
| Total Equity Capital | $91.53M |
| Net Income | $3.70M |
| Net Loans and Leases | $809.64M |
| Assets Per Employee ($Millions) | $8.96M |
| Bank Premises and Fixed Assets | $3.19M |
| Cash and Balances due from Depository Institutions | $68.12M |
| Deposits Held in Domestic Offices | $801.12M |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 16.51% |
| Net Interest Margin | 3.76% |
| Efficiency Ratio | 55.93% |
| Tier 1 Risk-Based Capital Ratio | 10.601% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.553% |
| Earning Assets to total Assets | 96.61% |
Income and Expense
| Total Interest Income | $16.57M |
| Total Noninterest Income | $2.00M |
| Total Interest Expense | $7.89M |
| Total Noninterest Expense | $5.97M |
| Net Interest Income | $8.68M |
| Pre-tax Net Operating Income | $3.70M |
| Provision for Credit Losses | $1.00M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $480.00k |
| Other borrowed funds | $62.11M |
| Federal Funds Sold & Reverse Repurchase Agreement | $45.90M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.44M |
| Total Liabilities and Capital | $958.20M |
Securities
| Securities | $4.86M |
| Available-for-sale debt securities | $4.86M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Texas Heritage National Bank?
$958.20M as of the latest filing.
How much are Texas Heritage National Bank's total deposits?
$801.12M in total deposits.
Where is Texas Heritage National Bank located?
Daingerfield, TX.
What is the Net Interest Margin?
3.76%.
How many domestic offices does it operate?
6.
When was it established?
01/01/1892.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$809.64M (latest filing).
What is the total interest income (latest filing)?
$16.57M.