Texas Bank

Henderson, TX
IDRSSD: 414764
Total Assets
$930.64M
Latest filing
Total Deposits
$809.08M
Latest filing
Net Interest Margin
4.40%
Profitability

Locations

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Main Office
Texas Bank
1120 Us Highway 79 N
Henderson, TX 75652
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/05/1973FDIC Certificate 14563

Branches (12)

Page 1 of 2
NameAddressCity / State
Texas Bank (Main)1120 Us Highway 79 NHenderson, TX
TATUM BRANCH230 W Johnson StTatum, TX
NACOGDOCHES BRANCH500 North StNacogdoches, TX
CONVENIENCE CENTER BRANCH1815 Us Highway 79 SHenderson, TX
LONGVIEW BRANCH4018 Estes PkwyLongview, TX
RHONES QUARTER RD. BRANCH5101 Rhones Quarter RdTyler, TX
MESSENGER805 E 1st StProsper, TX
DOWNTOWN HENDERSON BRANCH605 S Main StHenderson, TX
Showing 7 of 12

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/05/1973
Community BankYes
Ownership TypeNot Mutual
ZIP75652
State and County Number48401
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number11
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameLongview, TX

Operational Info

Number of Employees186
Domestic Offices12
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/05/1973
Primary Insurance AgencyDIF
Websitehttp://www.texasbnk.com
Data Updated11/14/2025
CERT21074
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$930.64M
Total Deposits$809.08M
Total Liabilities$838.27M
Total Equity Capital$92.37M
Net Income$2.69M
Net Loans and Leases$666.12M
Assets Per Employee ($Millions)$4.75M
Bank Premises and Fixed Assets$33.95M
Cash and Balances due from Depository Institutions$67.50M
Deposits Held in Domestic Offices$809.08M

Key Performance Ratios

Return on Assets (ROA)1.18%
Return on Equity (ROE)12.06%
Net Interest Margin4.4%
Efficiency Ratio73.24%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.925%
Earning Assets to total Assets93.56%

Income and Expense

Total Interest Income$14.70M
Total Noninterest Income$697.00k
Total Interest Expense$5.29M
Total Noninterest Expense$7.41M
Net Interest Income$9.42M
Pre-tax Net Operating Income$2.65M
Provision for Credit Losses$56.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$389.00k
Other borrowed funds$25.36M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$3.83M
Total Liabilities and Capital$930.64M

Securities

Securities$149.27M
Available-for-sale debt securities$99.87M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$49.39M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Texas Bank?
$930.64M as of the latest filing.
How much are Texas Bank's total deposits?
$809.08M in total deposits.
Where is Texas Bank located?
Henderson, TX.
What is the Net Interest Margin?
4.40%.
How many domestic offices does it operate?
12.
When was it established?
05/05/1973.
What is the Return on Assets (ROA)?
1.18%.
How much are total loans and leases?
$666.12M (latest filing).
What is the total interest income (latest filing)?
$14.70M.