Security State Bank

Scott City, KS
IDRSSD: 319551
Total Assets
$984.31M
Latest filing
Total Deposits
$759.54M
Latest filing
Net Interest Margin
3.45%
Profitability

Locations

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Main Office
Security State Bank
506 S Main St
Scott City, KS 67871
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/21/1961FDIC Certificate 12284

Branches (3)

Page 1 of 1
NameAddressCity / State
Security State Bank (Main)506 S Main StScott City, KS
LEOTI BRANCH117 N 4th StLeoti, KS
GARDEN CITY BRANCH1701 E Mary StGarden City, KS
THE VALLEY STATE BANK BRANCH110 West Avenue BSyracuse, KS
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/21/1961
Community BankYes
Ownership TypeNot Mutual
ZIP67871
State and County Number20171
Subchapter S CorporationsNo
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees80
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date05/31/2024
Date of Deposit Insurance04/21/1961
Primary Insurance AgencyDIF
Websitewww.ssbscott.com
Data Updated11/14/2025
CERT18374
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$984.31M
Total Deposits$759.54M
Total Liabilities$877.51M
Total Equity Capital$106.80M
Net Income$3.30M
Net Loans and Leases$746.32M
Assets Per Employee ($Millions)$12.15M
Bank Premises and Fixed Assets$11.36M
Cash and Balances due from Depository Institutions$14.37M
Deposits Held in Domestic Offices$759.54M

Key Performance Ratios

Return on Assets (ROA)1.35%
Return on Equity (ROE)12.65%
Net Interest Margin3.45%
Efficiency Ratio44.34%
Tier 1 Risk-Based Capital Ratio11.562%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.14%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.85%
Earning Assets to total Assets92.81%

Income and Expense

Total Interest Income$15.50M
Total Noninterest Income$780.00k
Total Interest Expense$7.67M
Total Noninterest Expense$4.16M
Net Interest Income$7.83M
Pre-tax Net Operating Income$4.11M
Provision for Credit Losses$343.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$111.20M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.77M
Total Liabilities and Capital$984.31M

Securities

Securities$166.29M
Available-for-sale debt securities$155.26M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$8.90M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Security State Bank?
$984.31M as of the latest filing.
How much are Security State Bank's total deposits?
$759.54M in total deposits.
Where is Security State Bank located?
Scott City, KS.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
4.
When was it established?
04/21/1961.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$746.32M (latest filing).
What is the total interest income (latest filing)?
$15.50M.