Union State Bank
Arkansas City, KS
IDRSSD: 227151
Total Assets
$669.74M
Latest filing
Total Deposits
$576.55M
Latest filing
Net Interest Margin
4.20%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Union State Bank
127 S Summit St
Arkansas City, KS 67005
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/30/1908FDIC Certificate 1245
Branches (11)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Union State Bank (Main) | 127 S Summit St | Arkansas City, KS |
| 9TH STREET DRIVE-IN FACILITY | 121 W 9th Ave | Winfield, KS |
| ARKANSAS CITY NORTH BRANCH | 1329 N 1st St | Arkansas City, KS |
| WASHINGTON ROAD BRANCH | 1212 Washington Rd | Newton, KS |
| NEWTON MAIN BRANCH | 527 N Main St | Newton, KS |
| WINFIELD SOUTH BRANCH | 2100 Pike Rd | Winfield, KS |
| WICHITA WEST BRANCH | 2327 N Ridge Rd | Wichita, KS |
| MID-TOWN BRANCH | 700 N Summit St | Arkansas City, KS |
Showing 7 of 11
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/30/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67005 |
| State and County Number | 20035 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Winfield, KS |
Operational Info
| Number of Employees | 118 |
| Domestic Offices | 12 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.myunionstate.bank |
| Data Updated | 11/14/2025 |
| CERT | 1869 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $669.74M |
| Total Deposits | $576.55M |
| Total Liabilities | $595.55M |
| Total Equity Capital | $74.19M |
| Net Income | $2.21M |
| Net Loans and Leases | $431.00M |
| Assets Per Employee ($Millions) | $5.45M |
| Bank Premises and Fixed Assets | $10.47M |
| Cash and Balances due from Depository Institutions | $19.75M |
| Deposits Held in Domestic Offices | $576.55M |
Key Performance Ratios
| Return on Assets (ROA) | 1.31% |
| Return on Equity (ROE) | 12.17% |
| Net Interest Margin | 4.2% |
| Efficiency Ratio | 67.73% |
| Tier 1 Risk-Based Capital Ratio | 13.42% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.077% |
| Earning Assets to total Assets | 91.31% |
Income and Expense
| Total Interest Income | $9.15M |
| Total Noninterest Income | $993.00k |
| Total Interest Expense | $2.68M |
| Total Noninterest Expense | $5.11M |
| Net Interest Income | $6.47M |
| Pre-tax Net Operating Income | $2.30M |
| Provision for Credit Losses | $55.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $5.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $186.00k |
| Federal Funds Purchased and Repurchased Agreement | $4.58M |
| All Other Liabilities | $9.41M |
| Total Liabilities and Capital | $669.74M |
Securities
| Securities | $165.58M |
| Available-for-sale debt securities | $165.58M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Union State Bank?
$669.74M as of the latest filing.
How much are Union State Bank's total deposits?
$576.55M in total deposits.
Where is Union State Bank located?
Arkansas City, KS.
What is the Net Interest Margin?
4.20%.
How many domestic offices does it operate?
12.
When was it established?
12/30/1908.
What is the Return on Assets (ROA)?
1.31%.
How much are total loans and leases?
$431.00M (latest filing).
What is the total interest income (latest filing)?
$9.15M.