The First National Bank of Scott City
Scott City, KS
IDRSSD: 414652
Total Assets
$168.65M
Latest filing
Total Deposits
$145.65M
Latest filing
Net Interest Margin
4.55%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Scott City
501 S Main St
Scott City, KS 67871
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1902FDIC Certificate 3183
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The First National Bank of Scott City (Main) | 501 S Main St | Scott City, KS | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67871 |
| State and County Number | 20171 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 22 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.fnbscott.com |
| Data Updated | 01/30/2026 |
| CERT | 4769 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $168.65M |
| Total Deposits | $145.65M |
| Total Liabilities | $147.28M |
| Total Equity Capital | $21.37M |
| Net Income | $395.00k |
| Net Loans and Leases | $117.20M |
| Assets Per Employee ($Millions) | $7.33M |
| Bank Premises and Fixed Assets | $1.59M |
| Cash and Balances due from Depository Institutions | $4.72M |
| Deposits Held in Domestic Offices | $145.65M |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 7.49% |
| Net Interest Margin | 4.55% |
| Efficiency Ratio | 47.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.95% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.672% |
| Earning Assets to total Assets | 91.79% |
Income and Expense
| Total Interest Income | $2.38M |
| Total Noninterest Income | $178.00k |
| Total Interest Expense | $622.00k |
| Total Noninterest Expense | $914.00k |
| Net Interest Income | $1.76M |
| Pre-tax Net Operating Income | $621.00k |
| Provision for Credit Losses | $400.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $952.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.50M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $671.00k |
| Total Liabilities and Capital | $168.65M |
Securities
| Securities | $34.36M |
| Available-for-sale debt securities | $34.36M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Scott City?
$168.65M as of the latest filing.
How much are The First National Bank of Scott City's total deposits?
$145.65M in total deposits.
Where is The First National Bank of Scott City located?
Scott City, KS.
What is the Net Interest Margin?
4.55%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$117.20M (latest filing).
What is the total interest income (latest filing)?
$2.38M.