The First National Bank of Scott City

Scott City, KS
IDRSSD: 414652
Total Assets
$166.48M
Latest filing
Total Deposits
$138.14M
Latest filing
Net Interest Margin
4.51%
Profitability

Locations

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Main Office
The First National Bank of Scott City
501 S Main St
Scott City, KS 67871
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1902FDIC Certificate 3183

Branches (0)

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NameAddressCity / State
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The First National Bank of Scott City (Main)501 S Main StScott City, KS

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1902
Community BankYes
Ownership TypeNot Mutual
ZIP67871
State and County Number20171
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees23
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.fnbscott.com
Data Updated11/14/2025
CERT4769
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$166.48M
Total Deposits$138.14M
Total Liabilities$145.65M
Total Equity Capital$20.82M
Net Income$702.00k
Net Loans and Leases$114.32M
Assets Per Employee ($Millions)$7.57M
Bank Premises and Fixed Assets$1.66M
Cash and Balances due from Depository Institutions$3.32M
Deposits Held in Domestic Offices$138.14M

Key Performance Ratios

Return on Assets (ROA)1.69%
Return on Equity (ROE)13.81%
Net Interest Margin4.51%
Efficiency Ratio45.6%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.24%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.509%
Earning Assets to total Assets92.44%

Income and Expense

Total Interest Income$2.38M
Total Noninterest Income$126.00k
Total Interest Expense$642.00k
Total Noninterest Expense$849.00k
Net Interest Income$1.74M
Pre-tax Net Operating Income$913.00k
Provision for Credit Losses$100.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.62M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$902.00k
Total Liabilities and Capital$166.48M

Securities

Securities$37.84M
Available-for-sale debt securities$37.84M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank of Scott City?
$166.48M as of the latest filing.
How much are The First National Bank of Scott City's total deposits?
$138.14M in total deposits.
Where is The First National Bank of Scott City located?
Scott City, KS.
What is the Net Interest Margin?
4.51%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1902.
What is the Return on Assets (ROA)?
1.69%.
How much are total loans and leases?
$114.32M (latest filing).
What is the total interest income (latest filing)?
$2.38M.