The Bennington State Bank

Salina, KS
IDRSSD: 1016259
Total Assets
$1.18B
Latest filing
Total Deposits
$986.88M
Latest filing
Net Interest Margin
4.01%
Profitability
0

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1884
Community BankYes
Ownership TypeNot Mutual
ZIP67401
State and County Number20169
Subchapter S CorporationsYes
Trust PowersLimited Trust Powers Granted
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameSalina, KS

Operational Info

Number of Employees145
Domestic Offices11
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/15/2024
Date of Deposit Insurance04/04/1946
Primary Insurance AgencyDIF
Websitewww.bsbks.com
Data Updated11/14/2025
CERT16402
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.18B
Total Deposits$986.88M
Total Liabilities$1.06B
Total Equity Capital$124.35M
Net Income$6.95M
Net Loans and Leases$776.43M
Assets Per Employee ($Millions)$8.15M
Bank Premises and Fixed Assets$6.82M
Cash and Balances due from Depository Institutions$63.82M
Deposits Held in Domestic Offices$986.88M

Key Performance Ratios

Return on Assets (ROA)2.42%
Return on Equity (ROE)23.15%
Net Interest Margin4.01%
Efficiency Ratio38.84%
Tier 1 Risk-Based Capital Ratio15.763%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.529%
Earning Assets to total Assets95.71%

Income and Expense

Total Interest Income$16.12M
Total Noninterest Income$2.04M
Total Interest Expense$5.15M
Total Noninterest Expense$5.33M
Net Interest Income$10.97M
Pre-tax Net Operating Income$7.48M
Provision for Credit Losses$195.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$16.00M
Federal Funds Sold & Reverse Repurchase Agreement$31.89M
Federal Funds Purchased and Repurchased Agreement$48.32M
All Other Liabilities$5.51M
Total Liabilities and Capital$1.18B

Securities

Securities$269.19M
Available-for-sale debt securities$269.19M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Bennington State Bank?
$1.18B as of the latest filing.
How much are The Bennington State Bank's total deposits?
$986.88M in total deposits.
Where is The Bennington State Bank located?
Salina, KS.
What is the Net Interest Margin?
4.01%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
2.42%.
How much are total loans and leases?
$776.43M (latest filing).
What is the total interest income (latest filing)?
$16.12M.