GNBank, National Association
Girard, KS
IDRSSD: 928056
Total Assets
$1.02B
Latest filing
Total Deposits
$823.29M
Latest filing
Net Interest Margin
4.28%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
GNBank, National Association
100 E Forest Ave
Girard, KS 66743
Limited Service - Administrative
Updated 01/30/2026Established 07/01/1929FDIC Certificate 3105
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| GNBank, National Association (Main) | 100 E Forest Ave | Girard, KS |
| OFFERLE BRANCH | 104 E Santa Fe | Offerle, KS |
| HORTON BRANCH | 110 E 8th St | Horton, KS |
| CLAY CENTER BRANCH | 624 W Crawford St | Clay Center, KS |
| HIAWATHA BRANCH | 805 S 1st St | Hiawatha, KS |
| HOLTON BRANCH | 111 Us Highway 75 | Holton, KS |
| GIRARD SOUTH BRANCH | 201 South Summit | Girard, KS |
| WETMORE BRANCH | 314 2nd St | Wetmore, KS |
Showing 7 of 14
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 07/01/1929 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66743 |
| State and County Number | 20037 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Pittsburg, KS |
Operational Info
| Number of Employees | 153 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.gn-bank.com |
| Data Updated | 01/30/2026 |
| CERT | 4673 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.02B |
| Total Deposits | $823.29M |
| Total Liabilities | $895.55M |
| Total Equity Capital | $127.19M |
| Net Income | $3.21M |
| Net Loans and Leases | $698.75M |
| Assets Per Employee ($Millions) | $6.68M |
| Bank Premises and Fixed Assets | $5.09M |
| Cash and Balances due from Depository Institutions | $19.72M |
| Deposits Held in Domestic Offices | $823.29M |
Key Performance Ratios
| Return on Assets (ROA) | 1.28% |
| Return on Equity (ROE) | 10.23% |
| Net Interest Margin | 4.28% |
| Efficiency Ratio | 61.68% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.436% |
| Earning Assets to total Assets | 94.21% |
Income and Expense
| Total Interest Income | $13.87M |
| Total Noninterest Income | $909.00k |
| Total Interest Expense | $3.77M |
| Total Noninterest Expense | $6.79M |
| Net Interest Income | $10.10M |
| Pre-tax Net Operating Income | $4.05M |
| Provision for Credit Losses | $165.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $29.00k |
| Other borrowed funds | $43.14M |
| Federal Funds Sold & Reverse Repurchase Agreement | $432.00k |
| Federal Funds Purchased and Repurchased Agreement | $25.08M |
| All Other Liabilities | $4.04M |
| Total Liabilities and Capital | $1.02B |
Securities
| Securities | $262.85M |
| Available-for-sale debt securities | $231.99M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of GNBank, National Association?
$1.02B as of the latest filing.
How much are GNBank, National Association's total deposits?
$823.29M in total deposits.
Where is GNBank, National Association located?
Girard, KS.
What is the Net Interest Margin?
4.28%.
How many domestic offices does it operate?
15.
When was it established?
07/01/1929.
What is the Return on Assets (ROA)?
1.28%.
How much are total loans and leases?
$698.75M (latest filing).
What is the total interest income (latest filing)?
$13.87M.