Legacy Bank
Colwich, KS
IDRSSD: 785950
Total Assets
$832.07M
Latest filing
Total Deposits
$711.65M
Latest filing
Net Interest Margin
4.11%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Legacy Bank
123 E Chicago Ave
Colwich, KS 67030
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/22/1886FDIC Certificate 11640
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Legacy Bank (Main) | 123 E Chicago Ave | Colwich, KS |
| WEST CENTRAL BRANCH | 8725 W Central Ave | Wichita, KS |
| TALLGRASS BRANCH | 8015 E 22nd St N | Wichita, KS |
| PRATT BRANCH | 223 S Main St | Pratt, KS |
| WICHITA BRANCH | 7555 W 21st St N | Wichita, KS |
| NORTH WICHITA BRANCH | 3711 N Ridge Rd | Wichita, KS |
| DOWNTOWN BRANCH | 1100 E Douglas Ave | Wichita, KS |
| EAST HARRY BRANCH | 7711 E Harry St | Wichita, KS |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 02/22/1886 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67030 |
| State and County Number | 20173 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Wichita, KS |
Operational Info
| Number of Employees | 133 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/04/1956 |
| Primary Insurance Agency | DIF |
| Website | www.legacy.bank |
| Data Updated | 11/14/2025 |
| CERT | 17676 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $832.07M |
| Total Deposits | $711.65M |
| Total Liabilities | $753.91M |
| Total Equity Capital | $78.16M |
| Net Income | $2.61M |
| Net Loans and Leases | $608.67M |
| Assets Per Employee ($Millions) | $6.26M |
| Bank Premises and Fixed Assets | $17.55M |
| Cash and Balances due from Depository Institutions | $15.68M |
| Deposits Held in Domestic Offices | $711.65M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 13.62% |
| Net Interest Margin | 4.11% |
| Efficiency Ratio | 56.56% |
| Tier 1 Risk-Based Capital Ratio | 11.386% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.393% |
| Earning Assets to total Assets | 94.44% |
Income and Expense
| Total Interest Income | $12.38M |
| Total Noninterest Income | $884.00k |
| Total Interest Expense | $4.38M |
| Total Noninterest Expense | $5.08M |
| Net Interest Income | $8.00M |
| Pre-tax Net Operating Income | $3.44M |
| Provision for Credit Losses | $366.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $50.00k |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $56.42M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $7.27M |
| Total Liabilities and Capital | $832.07M |
Securities
| Securities | $113.18M |
| Available-for-sale debt securities | $113.18M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Legacy Bank?
$832.07M as of the latest filing.
How much are Legacy Bank's total deposits?
$711.65M in total deposits.
Where is Legacy Bank located?
Colwich, KS.
What is the Net Interest Margin?
4.11%.
How many domestic offices does it operate?
9.
When was it established?
02/22/1886.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$608.67M (latest filing).
What is the total interest income (latest filing)?
$12.38M.