The First National Bank of Hutchinson

Hutchinson, KS
IDRSSD: 754853
Total Assets
$1.18B
Latest filing
Total Deposits
$990.37M
Latest filing
Net Interest Margin
3.54%
Profitability

Locations

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Main Office
The First National Bank of Hutchinson
1 N Main St
Hutchinson, KS 67501
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/02/1876FDIC Certificate 3123

Branches (7)

Page 1 of 1
NameAddressCity / State
The First National Bank of Hutchinson (Main)1 N Main StHutchinson, KS
HAVEN BRANCH101 N Kansas StHaven, KS
DRIVE-IN BRANCH14 S Washington StHutchinson, KS
NORTH MAIN BRANCH2501 N Main StHutchinson, KS
DILLONS BRANCH3200 Plaza East DrHutchinson, KS
ANDALE BRANCH6206 N 247th St WAndale, KS
GODDARD BRANCH18400 W Kellogg DrGoddard, KS
EAST 17TH BRANCH1525 E 17th AveHutchinson, KS
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date05/02/1876
Community BankYes
Ownership TypeNot Mutual
ZIP67501
State and County Number20155
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameHutchinson, KS

Operational Info

Number of Employees173
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fnbhutch.bank
Data Updated11/14/2025
CERT4697
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.18B
Total Deposits$990.37M
Total Liabilities$1.06B
Total Equity Capital$120.04M
Net Income$3.87M
Net Loans and Leases$863.94M
Assets Per Employee ($Millions)$6.84M
Bank Premises and Fixed Assets$9.24M
Cash and Balances due from Depository Institutions$88.57M
Deposits Held in Domestic Offices$990.37M

Key Performance Ratios

Return on Assets (ROA)1.32%
Return on Equity (ROE)13.27%
Net Interest Margin3.54%
Efficiency Ratio61.52%
Tier 1 Risk-Based Capital Ratio14.353%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.103%
Earning Assets to total Assets93.08%

Income and Expense

Total Interest Income$16.19M
Total Noninterest Income$3.79M
Total Interest Expense$6.49M
Total Noninterest Expense$8.30M
Net Interest Income$9.71M
Pre-tax Net Operating Income$4.89M
Provision for Credit Losses$300.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$30.50M
Federal Funds Sold & Reverse Repurchase Agreement$2.36M
Federal Funds Purchased and Repurchased Agreement$32.17M
All Other Liabilities$10.71M
Total Liabilities and Capital$1.18B

Securities

Securities$155.53M
Available-for-sale debt securities$155.26M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First National Bank of Hutchinson?
$1.18B as of the latest filing.
How much are The First National Bank of Hutchinson's total deposits?
$990.37M in total deposits.
Where is The First National Bank of Hutchinson located?
Hutchinson, KS.
What is the Net Interest Margin?
3.54%.
How many domestic offices does it operate?
8.
When was it established?
05/02/1876.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$863.94M (latest filing).
What is the total interest income (latest filing)?
$16.19M.