Commercial State Bank, of Wagner
Wagner, SD
IDRSSD: 129853
Total Assets
$263.00M
Latest filing
Total Deposits
$230.29M
Latest filing
Net Interest Margin
4.40%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Commercial State Bank, of Wagner
204 S Main Ave
Wagner, SD 57380
Full Service - Brick and Mortar
Updated 04/10/2026Established 05/31/1902FDIC Certificate 6350
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Commercial State Bank, of Wagner (Main) | 204 S Main Ave | Wagner, SD | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/31/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57380 |
| State and County Number | 46023 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 25 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.commercialstate.com |
| Data Updated | 04/10/2026 |
| CERT | 9932 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $263.00M |
| Total Deposits | $230.29M |
| Total Liabilities | $235.55M |
| Total Equity Capital | $27.45M |
| Net Income | $1.74M |
| Net Loans and Leases | $152.64M |
| Assets Per Employee ($Millions) | $10.96M |
| Bank Premises and Fixed Assets | $1.24M |
| Cash and Balances due from Depository Institutions | $13.19M |
| Deposits Held in Domestic Offices | $230.29M |
Key Performance Ratios
| Return on Assets (ROA) | 2.68% |
| Return on Equity (ROE) | 25.27% |
| Net Interest Margin | 4.4% |
| Efficiency Ratio | 54.24% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.74% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.435% |
| Earning Assets to total Assets | 96.22% |
Income and Expense
| Total Interest Income | $3.88M |
| Total Noninterest Income | $214.00k |
| Total Interest Expense | $1.13M |
| Total Noninterest Expense | $1.60M |
| Net Interest Income | $2.74M |
| Pre-tax Net Operating Income | $1.83M |
| Provision for Credit Losses | $-477,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $4.33M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $932.00k |
| Total Liabilities and Capital | $263.00M |
Securities
| Securities | $89.25M |
| Available-for-sale debt securities | $89.24M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Commercial State Bank, of Wagner?
$263.00M as of the latest filing.
How much are Commercial State Bank, of Wagner's total deposits?
$230.29M in total deposits.
Where is Commercial State Bank, of Wagner located?
Wagner, SD.
What is the Net Interest Margin?
4.40%.
How many domestic offices does it operate?
1.
When was it established?
05/31/1902.
What is the Return on Assets (ROA)?
2.68%.
How much are total loans and leases?
$152.64M (latest filing).
What is the total interest income (latest filing)?
$3.88M.