One American Bank
Centerville, SD
IDRSSD: 95051
Total Assets
$356.55M
Latest filing
Total Deposits
$234.38M
Latest filing
Net Interest Margin
1.10%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091401553SIOUX FALLS, SD
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
One American Bank
549 Broadway St
Centerville, SD 57014
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1883FDIC Certificate 4102
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| One American Bank (Main) | 549 Broadway St | Centerville, SD |
| 49TH ST | 3310 W 49th St | Sioux Falls, SD |
| SIOUX FALLS BRANCH | 515 S Minnesota Ave | Sioux Falls, SD |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1883 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57014 |
| State and County Number | 46125 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux Falls, SD |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.oneamericanbank.com |
| Data Updated | 01/30/2026 |
| CERT | 6078 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $356.55M |
| Total Deposits | $234.38M |
| Total Liabilities | $328.30M |
| Total Equity Capital | $28.25M |
| Net Income | $-1,691,000 |
| Net Loans and Leases | $272.28M |
| Assets Per Employee ($Millions) | $9.14M |
| Bank Premises and Fixed Assets | $10.67M |
| Cash and Balances due from Depository Institutions | $42.59M |
| Deposits Held in Domestic Offices | $234.38M |
Key Performance Ratios
| Return on Assets (ROA) | -1.87% |
| Return on Equity (ROE) | -23.31% |
| Net Interest Margin | 1.1% |
| Efficiency Ratio | 240.94% |
| Tier 1 Risk-Based Capital Ratio | 15.583% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.31% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.922% |
| Earning Assets to total Assets | 93.57% |
Income and Expense
| Total Interest Income | $4.09M |
| Total Noninterest Income | $67.00k |
| Total Interest Expense | $3.15M |
| Total Noninterest Expense | $2.42M |
| Net Interest Income | $937.00k |
| Pre-tax Net Operating Income | $-1,693,000 |
| Provision for Credit Losses | $278.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $91.20M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.72M |
| Total Liabilities and Capital | $356.55M |
Securities
| Securities | $21.20M |
| Available-for-sale debt securities | $21.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of One American Bank?
$356.55M as of the latest filing.
How much are One American Bank's total deposits?
$234.38M in total deposits.
Where is One American Bank located?
Centerville, SD.
What is the Net Interest Margin?
1.10%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1883.
What is the Return on Assets (ROA)?
-1.87%.
How much are total loans and leases?
$272.28M (latest filing).
What is the total interest income (latest filing)?
$4.09M.